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Kruk (FRA:83I) E10 : €6.35 (As of Mar. 2024)


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What is Kruk E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kruk's adjusted earnings per share data for the three months ended in Mar. 2024 was €3.926. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €6.35 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Kruk's average E10 Growth Rate was 20.00% per year. During the past 3 years, the average E10 Growth Rate was 35.00% per year. During the past 5 years, the average E10 Growth Rate was 24.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kruk was 35.00% per year. The lowest was 17.00% per year. And the median was 26.60% per year.

As of today (2024-05-17), Kruk's current stock price is €107.70. Kruk's E10 for the quarter that ended in Mar. 2024 was €6.35. Kruk's Shiller PE Ratio of today is 16.96.

During the past 13 years, the highest Shiller PE Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.49.


Kruk E10 Historical Data

The historical data trend for Kruk's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kruk E10 Chart

Kruk Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 3.11 4.50 5.92

Kruk Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.90 5.38 5.26 5.92 6.35

Competitive Comparison of Kruk's E10

For the Credit Services subindustry, Kruk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruk's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kruk's Shiller PE Ratio falls into.



Kruk E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kruk's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=3.926/149.0435*149.0435
=3.926

Current CPI (Mar. 2024) = 149.0435.

Kruk Quarterly Data

per share eps CPI Adj_EPS
201406 0.816 101.180 1.202
201409 0.361 100.611 0.535
201412 0.344 100.122 0.512
201503 0.674 100.041 1.004
201506 0.776 100.448 1.151
201509 0.695 99.634 1.040
201512 0.579 99.471 0.868
201603 0.799 98.983 1.203
201606 0.659 99.552 0.987
201609 0.956 99.064 1.438
201612 0.802 100.366 1.191
201703 1.430 101.018 2.110
201706 1.255 101.180 1.849
201709 0.916 101.343 1.347
201712 0.036 102.564 0.052
201803 1.117 102.564 1.623
201806 1.212 103.378 1.747
201809 1.103 103.378 1.590
201812 0.624 103.785 0.896
201903 1.205 104.274 1.722
201906 0.847 105.983 1.191
201909 0.951 105.983 1.337
201912 0.389 107.123 0.541
202003 -0.776 109.076 -1.060
202006 0.524 109.402 0.714
202009 0.664 109.320 0.905
202012 0.576 109.565 0.784
202103 1.551 112.658 2.052
202106 3.259 113.960 4.262
202109 2.116 115.588 2.728
202112 1.535 119.088 1.921
202203 2.941 125.031 3.506
202206 2.934 131.705 3.320
202209 2.275 135.531 2.502
202212 1.506 139.113 1.614
202303 2.764 145.950 2.823
202306 3.435 147.009 3.483
202309 2.650 146.113 2.703
202312 2.626 147.741 2.649
202403 3.926 149.044 3.926

Add all the adjusted EPS together and divide 10 will get our e10.


Kruk  (FRA:83I) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kruk's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=107.70/6.35
=16.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kruk was 28.08. The lowest was 6.21. And the median was 16.49.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kruk E10 Related Terms

Thank you for viewing the detailed overview of Kruk's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Kruk (FRA:83I) Business Description

Traded in Other Exchanges
Address
ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. It operates in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Aside from Poland, Kruk is present in Romania, the Czech Republic, Slovakia, Germany, Spain and Italy.

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