PCB Bancorp (FRA:9UH) E10: €1.93 (As of Mar. 2026)

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FRA:9UH PCB Bancorp FRA:9UH
70 GF Score
Price €26.20
GF Value €20.86
! 6 Warning Signs
View Full Analysis

What is PCB Bancorp E10?

PCB Bancorp FRA:9UH +1.55% 70 E10 is €1.93 as of Mar. 2026. GuruFocus rates FRA:9UH with a GF Score™ of 70/100 and a GF Value™ of €20.86. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PCB Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PCB Bancorp's average E10 Growth Rate was 6.80% per year. During the past 3 years, the average E10 Growth Rate was 6.30% per year. During the past 5 years, the average E10 Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of PCB Bancorp was 15.40% per year. The lowest was 6.30% per year. And the median was 8.70% per year.

As of today (2026-07-23), PCB Bancorp's current stock price is €26.20. PCB Bancorp's E10 for the quarter that ended in Mar. 2026 was €1.93. PCB Bancorp's Shiller PE Ratio of today is 13.58.

During the past 13 years, the highest Shiller PE Ratio of PCB Bancorp was 15.53. The lowest was 6.86. And the median was 10.16.


PCB Bancorp  (FRA:9UH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PCB Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=26.20/1.93
=13.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of PCB Bancorp was 15.53. The lowest was 6.86. And the median was 10.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


PCB Bancorp E10 Related Terms


PCB Bancorp E10 Historical Data

* Premium members only.

The historical data trend for PCB Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PCB Bancorp E10 Chart

PCB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.38 1.67 1.74 1.92 1.82

PCB Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.88 1.76 1.79 1.82 1.93

FRA:9UH vs FNLC, PKBK, FCBM: E10 Comparison

For the Banks - Regional subindustry, PCB Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCB Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PCB Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Shiller PE Ratio falls into.


FRA:9UH
70GF Score
PCB Bancorp FRA:9UH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PCB Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PCB Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.64/330.2130*330.2130
=0.640

Current CPI (Mar. 2026) = 330.2130.

PCB Bancorp Quarterly Data

per share eps CPI Adj_EPS
201312 0.000 233.049 0.000
201412 0.000 234.812 0.000
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201706 0.323 244.955 0.435
201709 0.301 246.819 0.403
201712 0.147 246.524 0.197
201803 0.373 249.554 0.494
201806 0.300 251.989 0.393
201809 0.377 252.439 0.493
201812 0.360 251.233 0.473
201903 0.354 254.202 0.460
201906 0.354 256.143 0.456
201909 0.381 256.759 0.490
201912 0.234 256.974 0.301
202003 0.208 258.115 0.266
202006 0.195 257.797 0.250
202009 0.187 260.280 0.237
202012 0.312 260.474 0.396
202103 0.462 264.877 0.576
202106 0.531 271.696 0.645
202109 0.621 274.310 0.748
202112 0.620 278.802 0.734
202203 0.608 287.504 0.698
202206 0.568 296.311 0.633
202209 0.465 296.808 0.517
202212 0.548 296.797 0.610
202303 0.654 301.836 0.715
202306 0.480 305.109 0.519
202309 0.459 307.789 0.492
202312 0.376 306.746 0.405
202403 0.304 312.332 0.321
202406 0.399 314.175 0.419
202409 0.469 315.301 0.491
202412 0.439 315.605 0.459
202503 0.490 319.799 0.506
202506 0.538 322.561 0.551
202509 0.665 324.800 0.676
202512 0.547 324.054 0.557
202603 0.640 330.213 0.640

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.93 mean?
PCB Bancorp (FRA:9UH) has a E10 of €1.93 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PCB Bancorp and its competitors.
Is PCB Bancorp's E10 too high?
PCB Bancorp's current E10 is €1.93. Overall, PCB Bancorp has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PCB Bancorp's E10 compare to FNLC and PKBK?
PCB Bancorp's E10 of €1.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on PCB Bancorp and its competitors. PCB Bancorp's current E10 is €1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PCB Bancorp stock overvalued right now?
PCB Bancorp (FRA:9UH) has a current E10 of €1.93. The stock's GF Value™ is €20.86, compared to a current price of €26.20 — trading 25.6% above its estimated fair value. The current E10 is €1.93. PCB Bancorp's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For PCB Bancorp (FRA:9UH), the current E10 is €1.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PCB Bancorp (FRA:9UH) Overvalued in 2026?

Based on GuruFocus' analysis, PCB Bancorp stock appears to be overvalued. The current stock price of €26.20 is trading 25.6% above its estimated GF Value™ of €20.86.

Key valuation signals for FRA:9UH:

  • E10: €1.93
  • GF Value™: €20.86 vs. price of €26.20 (25.6% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the FRA:9UH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PCB Bancorp Business Description

Other Exchanges PCB:USA
Address 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. It provides Personal, Business, and Loan services, which provide banking, lending, and digital, tools, home loans, and others. Also, it offers a broad range of loans, deposits, and other products and services predominantly to small and middle-market businesses and individuals. The company provided it's services in Los Angeles and Orange Counties, California; Bellevue, Washington; and Atlanta, Georgia.
70GF Score

Get the complete analysis for FRA:9UH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.20
Price
€20.86
GF Value