Capitol Federal Financial (FRA:CFW) E10: €0.46 (As of Jun. 2026)

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FRA:CFW Capitol Federal Financial Inc FRA:CFW
37 GF Score
Price €7.50
! 4 Warning Signs
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What is Capitol Federal Financial E10?

Capitol Federal Financial FRA:CFW -0.66% 37 E10 is €0.46 as of Jun. 2026. GuruFocus rates FRA:CFW with a GF Score™ of 37/100. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Capitol Federal Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.165. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.46 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Capitol Federal Financial's average E10 Growth Rate was -100.00% per year. During the past 3 years, the average E10 Growth Rate was -8.30% per year. During the past 5 years, the average E10 Growth Rate was -3.20% per year. During the past 10 years, the average E10 Growth Rate was 2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Capitol Federal Financial was 20.10% per year. The lowest was -8.30% per year. And the median was 5.70% per year.

As of today (2026-08-11), Capitol Federal Financial's current stock price is €7.50. Capitol Federal Financial's E10 for the quarter that ended in Jun. 2026 was €0.46. Capitol Federal Financial's Shiller PE Ratio of today is 16.30.

During the past 13 years, the highest Shiller PE Ratio of Capitol Federal Financial was 36.93. The lowest was 6.81. And the median was 17.73.


Capitol Federal Financial  (FRA:CFW) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Capitol Federal Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.50/0.46
=16.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Capitol Federal Financial was 36.93. The lowest was 6.81. And the median was 17.73.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Capitol Federal Financial E10 Related Terms


Capitol Federal Financial E10 Historical Data

* Premium members only.

The historical data trend for Capitol Federal Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capitol Federal Financial E10 Chart

Capitol Federal Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.71 0.53 0.47 0.45

Capitol Federal Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.45 0.46 0.45 0.46

FRA:CFW vs AGBK, CCB, MCBS: E10 Comparison

For the Banks - Regional subindustry, Capitol Federal Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capitol Federal Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Capitol Federal Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Capitol Federal Financial's Shiller PE Ratio falls into.


FRA:CFW
37GF Score
Capitol Federal Financial Inc FRA:CFW
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capitol Federal Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Capitol Federal Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.165/333.9520*333.9520
=0.165

Current CPI (Jun. 2026) = 333.9520.

Capitol Federal Financial Quarterly Data

per share eps CPI Adj_EPS
201609 0.143 241.428 0.198
201612 0.142 241.432 0.196
201703 0.150 243.801 0.205
201706 0.142 244.955 0.194
201709 0.126 246.819 0.170
201712 0.203 246.524 0.275
201803 0.138 249.554 0.185
201806 0.146 251.989 0.193
201809 0.137 252.439 0.181
201812 0.158 251.233 0.210
201903 0.159 254.202 0.209
201906 0.150 256.143 0.196
201909 0.145 256.759 0.189
201912 0.144 256.974 0.187
202003 0.027 258.115 0.035
202006 0.124 257.797 0.161
202009 0.110 260.280 0.141
202012 0.115 260.474 0.147
202103 0.126 264.877 0.159
202106 0.108 271.696 0.133
202109 0.119 274.310 0.145
202112 0.142 278.802 0.170
202203 0.145 287.504 0.168
202206 0.151 296.311 0.170
202209 0.141 296.808 0.159
202212 0.113 296.797 0.127
202303 0.103 301.836 0.114
202306 0.055 305.109 0.060
202309 -1.059 307.789 -1.149
202312 0.018 306.746 0.020
202403 0.101 312.332 0.108
202406 0.065 314.175 0.069
202409 0.081 315.301 0.086
202412 0.115 315.605 0.122
202503 0.111 319.799 0.116
202506 0.121 322.561 0.125
202509 0.119 324.800 0.122
202512 0.137 324.054 0.141
202603 0.138 330.213 0.140
202606 0.165 333.952 0.165

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.46 mean?
Capitol Federal Financial (FRA:CFW) has a E10 of €0.46 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capitol Federal Financial and its competitors.
Is Capitol Federal Financial's E10 too high?
Capitol Federal Financial's current E10 is €0.46. Overall, Capitol Federal Financial has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Capitol Federal Financial's E10 compare to AGBK and CCB?
Capitol Federal Financial's E10 of €0.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Capitol Federal Financial and its competitors. Capitol Federal Financial's current E10 is €0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitol Federal Financial stock overvalued right now?
Capitol Federal Financial (FRA:CFW) has a current E10 of €0.46. The current E10 is €0.46. Capitol Federal Financial's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Capitol Federal Financial (FRA:CFW), the current E10 is €0.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Capitol Federal Financial Business Description

Other Exchanges CFFN:USA
Address 700 South Kansas Avenue, Topeka, KS, USA, 66603
Capitol Federal Financial Inc is a bank holding company that operates through its wholly-owned subsidiary bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It mainly serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities and investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.
37GF Score

Get the complete analysis for FRA:CFW

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.50
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