Capitol Federal FinancialFRA:CFW +2.90%31 FCF Margin % is 35.37% as of Mar. 2026, which is 5% above its 10-year median of 33.64. GuruFocus rates FRA:CFW with a GF Score™ of 31/100. The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Capitol Federal Financial ranks better than 57.67% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CFW vs AMTB, SBSI, HBNC: FCF Margin % Comparison
For the Banks - Regional subindustry, Capitol Federal Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capitol Federal Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Capitol Federal Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Capitol Federal Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capitol Federal Financial (FRA:CFW) has a FCF Margin % of 35.37% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Capitol Federal Financial and its competitors. This is near median its historical median of 33.64. According to the industry distribution chart, Capitol Federal Financial ranks #637 out of 1505 companies in the Banks industry, placing it in the top 42.3%.
Is Capitol Federal Financial's FCF Margin % too high?
Capitol Federal Financial's current FCF Margin % of 35.37% is near median its 10-year median of 33.64. The Banks industry median FCF Margin % is 26.42. Capitol Federal Financial's value of 35.37% is 33.9% above this industry median. Based on the distribution chart, Capitol Federal Financial ranks #637 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Capitol Federal Financial has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Capitol Federal Financial's FCF Margin % compare to AMTB and SBSI?
According to the Banks industry distribution chart, Capitol Federal Financial ranks #637 out of 1505 companies for FCF Margin %. This puts Capitol Federal Financial in the upper half of its industry. The industry median FCF Margin % is 26.42. Capitol Federal Financial's value of 35.37% is 33.9% above this benchmark. While the company's 10-year median is 33.64 vs. the industry median of 26.42, Capitol Federal Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capitol Federal Financial's current FCF Margin % of 35.37% is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Capitol Federal Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capitol Federal Financial's current FCF Margin % is 35.37%, which is near median its own 10-year median of 33.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capitol Federal Financial stock overvalued right now?
Capitol Federal Financial (FRA:CFW) has a current FCF Margin % of 35.37%. The current FCF Margin % is 35.37%, which is near median its 10-year median of 33.64 and 33.9% above the Banks industry median of 26.42. Capitol Federal Financial's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Capitol Federal Financial (FRA:CFW), the current FCF Margin % is 35.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Capitol Federal Financial Inc is a bank holding company that operates through its wholly-owned subsidiary bank. The bank is a community-oriented financial institution that offers a variety of financial services through tens of locations. It mainly serves metropolitan areas within the state of Kansas. The bank performs traditional banking functions such as deposit-taking activities and investing that money in first-lien residential mortgages. It also participates in commercial real estate loans with other lenders, investing those funds in various securities. The vast majority of the bank's loan portfolio is in originated one- to four-family real estate loans. Its primary source of income is net interest income.
31GF Score
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