Laurentian Bank of Canada (FRA:LT7) E10: €2.19 (As of Apr. 2026)


FRA:LT7 Laurentian Bank of Canada FRA:LT7
47 GF Score
Price €24.60
GF Value €16.31
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Laurentian Bank of Canada E10?

Laurentian Bank of Canada FRA:LT7 47 E10 is €2.19 as of Apr. 2026. GuruFocus rates FRA:LT7 with a GF Score™ of 47/100 and a GF Value™ of €16.31 (Significantly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Laurentian Bank of Canada's adjusted earnings per share data for the three months ended in Apr. 2026 was €-0.311. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.19 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Laurentian Bank of Canada's average E10 Growth Rate was -8.50% per year. During the past 3 years, the average E10 Growth Rate was -4.20% per year. During the past 5 years, the average E10 Growth Rate was -2.60% per year. During the past 10 years, the average E10 Growth Rate was -1.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Laurentian Bank of Canada was 7.10% per year. The lowest was -4.20% per year. And the median was 4.20% per year.

As of today (2026-06-27), Laurentian Bank of Canada's current stock price is €24.60. Laurentian Bank of Canada's E10 for the quarter that ended in Apr. 2026 was €2.19. Laurentian Bank of Canada's Shiller PE Ratio of today is 11.23.

During the past 13 years, the highest Shiller PE Ratio of Laurentian Bank of Canada was 13.37. The lowest was 5.50. And the median was 8.74.


Laurentian Bank of Canada  (FRA:LT7) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Laurentian Bank of Canada's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.60/2.19
=11.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Laurentian Bank of Canada was 13.37. The lowest was 5.50. And the median was 8.74.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Laurentian Bank of Canada E10 Related Terms


Laurentian Bank of Canada E10 Historical Data

* Premium members only.

The historical data trend for Laurentian Bank of Canada's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laurentian Bank of Canada E10 Chart

Laurentian Bank of Canada Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.00 3.30 3.07 2.63 2.37

Laurentian Bank of Canada Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.42 2.39 2.37 2.24 2.19

FRA:LT7 vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Laurentian Bank of Canada's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laurentian Bank of Canada Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Laurentian Bank of Canada's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Laurentian Bank of Canada's Shiller PE Ratio falls into.


FRA:LT7
47GF Score
Laurentian Bank of Canada FRA:LT7
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laurentian Bank of Canada E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Laurentian Bank of Canada's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=-0.311/132.2623*132.2623
=-0.311

Current CPI (Apr. 2026) = 132.2623.

Laurentian Bank of Canada Quarterly Data

per share eps CPI Adj_EPS
201607 0.929 101.844 1.206
201610 0.308 102.002 0.399
201701 0.927 102.318 1.198
201704 0.826 103.029 1.060
201707 1.011 103.029 1.298
201710 0.959 103.424 1.226
201801 0.930 104.056 1.182
201804 0.858 105.320 1.077
201807 0.802 106.110 1.000
201810 0.756 105.952 0.944
201901 0.580 105.557 0.727
201904 0.632 107.453 0.778
201907 0.715 108.243 0.874
201910 0.617 107.927 0.756
202001 0.468 108.085 0.573
202004 0.085 107.216 0.105
202007 0.496 108.401 0.605
202010 0.508 108.638 0.618
202101 0.619 109.192 0.750
202104 0.769 110.851 0.918
202107 0.891 112.431 1.048
202110 -1.657 113.695 -1.928
202201 0.819 114.801 0.944
202204 0.983 118.357 1.098
202207 0.897 120.964 0.981
202210 0.934 121.517 1.017
202301 0.754 121.596 0.820
202304 0.751 123.571 0.804
202307 0.705 124.914 0.746
202310 0.463 125.310 0.489
202401 0.513 125.072 0.542
202404 -1.854 126.890 -1.933
202407 0.450 128.075 0.465
202410 0.587 127.838 0.607
202501 0.510 127.443 0.529
202504 0.439 129.102 0.450
202507 0.457 130.287 0.464
202510 0.411 130.603 0.416
202601 -0.358 130.366 -0.363
202604 -0.311 132.262 -0.311

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.19 mean?
Laurentian Bank of Canada (FRA:LT7) has a E10 of €2.19 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors.
Is Laurentian Bank of Canada's E10 too high?
Laurentian Bank of Canada's current E10 is €2.19. Overall, Laurentian Bank of Canada has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Laurentian Bank of Canada's E10 compare to PNC and USB?
Laurentian Bank of Canada's E10 of €2.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Laurentian Bank of Canada and its competitors. Laurentian Bank of Canada's current E10 is €2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laurentian Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Laurentian Bank of Canada (FRA:LT7) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.31, compared to a current price of €24.60 — trading 50.8% above its estimated fair value. The current E10 is €2.19. Laurentian Bank of Canada's overall GF Score™ is 47/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Laurentian Bank of Canada (FRA:LT7), the current E10 is €2.19 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laurentian Bank of Canada (FRA:LT7) Overvalued in 2026?

Based on GuruFocus' analysis, Laurentian Bank of Canada stock appears to be overvalued. The current stock price of €24.60 is trading 50.8% above its estimated GF Value™ of €16.31. GuruFocus considers Laurentian Bank of Canada to be Significantly Overvalued.

Key valuation signals for FRA:LT7:

  • E10: €2.19
  • GF Value™: €16.31 vs. price of €24.60 (50.8% above fair value)
  • GF Score™: 47/100 with 9 warning signs

No single metric tells the full story. See the FRA:LT7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laurentian Bank of Canada Business Description

Address 1360, Boulevard Rene-Levesque Ouest, Suite 600, Secretariat Corporatif, Montreal, QC, CAN, H3G 0E5
Laurentian Bank of Canada provides personal banking, business banking, and real estate and commercial financing services to its personal, business, and institutional customers across Canada and the United States. The company operates through two segments: the Personal and Commercial Banking segment, which offers a broad range of financial services and advice-based solutions for personal and commercial banking customers in Canada and the United States; and the Capital Markets segment, which provides services including research, market analysis, advisory services, corporate underwriting for debt and equity, and administrative support. The company operates in Canada and the United States, with the majority of its revenue generated from Canada.
47GF Score

Get the complete analysis for FRA:LT7

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.60
Price
€16.31
GF Value