Yokohama Financial Group (FRA:YC3) E10: €0.00 (As of Dec. 2025)


FRA:YC3 Yokohama Financial Group Inc FRA:YC3
54 GF Score
Price €9.75
GF Value €5.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group E10?

Yokohama Financial Group FRA:YC3 +3.72% 54 E10 is €0.00 as of Dec. 2025. GuruFocus rates FRA:YC3 with a GF Score™ of 54/100 and a GF Value™ of €5.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Yokohama Financial Group's adjusted earnings per share data for the three months ended in Dec. 2025 was €0.145. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.00 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-05), Yokohama Financial Group's current stock price is €9.75. Yokohama Financial Group's E10 for the quarter that ended in Dec. 2025 was €0.00. Yokohama Financial Group's Shiller PE Ratio of today is .


Yokohama Financial Group  (FRA:YC3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Yokohama Financial Group E10 Related Terms


Yokohama Financial Group E10 Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group E10 Chart

Yokohama Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Yokohama Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Yokohama Financial Group E10 Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Shiller PE Ratio falls into.


FRA:YC3
54GF Score
Yokohama Financial Group Inc FRA:YC3
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Yokohama Financial Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yokohama Financial Group's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.145/113.0000*113.0000
=0.145

Current CPI (Dec. 2025) = 113.0000.

Yokohama Financial Group Quarterly Data

per share eps CPI Adj_EPS
0.000 0.000
201606 0.495 98.100 0.570
201609 0.112 98.000 0.129
201612 0.097 98.400 0.111
201703 0.122 98.100 0.141
201706 0.123 98.500 0.141
201709 0.090 98.800 0.103
201712 0.094 99.400 0.107
201803 0.096 99.200 0.109
201806 0.094 99.200 0.107
201809 0.098 99.900 0.111
201812 0.097 99.700 0.110
201903 0.049 99.700 0.056
201906 0.100 99.800 0.113
201909 0.105 100.100 0.119
201912 0.075 100.500 0.084
202003 0.038 100.300 0.043
202006 0.078 99.900 0.088
202009 0.082 99.900 0.093
202012 0.079 99.300 0.090
202103 -0.067 99.900 -0.076
202106 0.129 99.500 0.147
202109 0.097 100.100 0.110
202112 0.091 100.100 0.103
202203 0.025 101.100 0.028
202206 0.103 101.800 0.114
202209 0.072 103.100 0.079
202212 0.097 104.100 0.105
202303 0.061 104.400 0.066
202306 0.113 105.200 0.121
202309 0.094 106.200 0.100
202312 0.088 106.800 0.093
202403 0.069 107.200 0.073
202406 0.115 108.200 0.120
202409 0.117 108.900 0.121
202412 0.099 110.700 0.101
202503 0.109 111.100 0.111
202506 0.142 111.700 0.144
202509 0.142 112.000 0.143
202512 0.145 113.000 0.145

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.00 mean?
Yokohama Financial Group (FRA:YC3) has a E10 of €0.00 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors.
Is Yokohama Financial Group's E10 too high?
Yokohama Financial Group's current E10 is €0.00. Overall, Yokohama Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's E10 compare to competitors?
Yokohama Financial Group's E10 of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors. Yokohama Financial Group's current E10 is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (FRA:YC3) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.64, compared to a current price of €9.75 — trading 72.9% above its estimated fair value. The current E10 is €0.00. Yokohama Financial Group's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Yokohama Financial Group (FRA:YC3), the current E10 is €0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yokohama Financial Group (FRA:YC3) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of €9.75 is trading 72.9% above its estimated GF Value™ of €5.64. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for FRA:YC3:

  • E10: €0.00
  • GF Value™: €5.64 vs. price of €9.75 (72.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the FRA:YC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
54GF Score

Get the complete analysis for FRA:YC3

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.75
Price
€5.64
GF Value