Yokohama Financial Group (FRA:YC3) Cyclically Adjusted Book per Share: €0.00 (As of Dec. 2025)


FRA:YC3 Yokohama Financial Group Inc FRA:YC3
54 GF Score
Price €9.75
GF Value €5.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Yokohama Financial Group Cyclically Adjusted Book per Share?

Yokohama Financial Group FRA:YC3 +3.72% 54 Cyclically Adjusted Book per Share is €0.00 as of Dec. 2025. GuruFocus rates FRA:YC3 with a GF Score™ of 54/100 and a GF Value™ of €5.64 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Yokohama Financial Group's adjusted book value per share for the three months ended in Dec. 2025 was €6.747. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-05), Yokohama Financial Group's current stock price is €9.75. Yokohama Financial Group's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was €0.00. Yokohama Financial Group's Cyclically Adjusted PB Ratio of today is .


Yokohama Financial Group  (FRA:YC3) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Yokohama Financial Group Cyclically Adjusted Book per Share Related Terms


Yokohama Financial Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Yokohama Financial Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yokohama Financial Group Cyclically Adjusted Book per Share Chart

Yokohama Financial Group Annual Data
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Yokohama Financial Group Quarterly Data
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Yokohama Financial Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Yokohama Financial Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yokohama Financial Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Yokohama Financial Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Yokohama Financial Group's Cyclically Adjusted PB Ratio falls into.


FRA:YC3
54GF Score
Yokohama Financial Group Inc FRA:YC3
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yokohama Financial Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Yokohama Financial Group's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=6.747/113.0000*113.0000
=6.747

Current CPI (Dec. 2025) = 113.0000.

Yokohama Financial Group Quarterly Data

Book Value per Share CPI Adj_Book
0.000 0.000
201606 6.857 98.100 7.898
201609 7.293 98.000 8.409
201612 7.013 98.400 8.054
201703 7.187 98.100 8.279
201706 7.083 98.500 8.126
201709 6.833 98.800 7.815
201712 6.902 99.400 7.846
201803 7.012 99.200 7.987
201806 7.152 99.200 8.147
201809 7.161 99.900 8.100
201812 7.143 99.700 8.096
201903 7.463 99.700 8.459
201906 7.685 99.800 8.701
201909 8.107 100.100 9.152
201912 7.961 100.500 8.951
202003 7.655 100.300 8.624
202006 7.623 99.900 8.623
202009 7.561 99.900 8.552
202012 7.527 99.300 8.565
202103 7.387 99.900 8.356
202106 7.288 99.500 8.277
202109 7.577 100.100 8.553
202112 7.589 100.100 8.567
202203 7.393 101.100 8.263
202206 6.764 101.800 7.508
202209 6.749 103.100 7.397
202212 6.690 104.100 7.262
202303 6.877 104.400 7.443
202306 6.678 105.200 7.173
202309 6.548 106.200 6.967
202312 6.692 106.800 7.080
202403 6.745 107.200 7.110
202406 6.447 108.200 6.733
202409 7.013 108.900 7.277
202412 6.934 110.700 7.078
202503 7.001 111.100 7.121
202506 6.924 111.700 7.005
202509 6.963 112.000 7.025
202512 6.747 113.000 6.747

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
Yokohama Financial Group (FRA:YC3) has a Cyclically Adjusted Book per Share of €0.00 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors.
Is Yokohama Financial Group's Cyclically Adjusted Book per Share too high?
Yokohama Financial Group's current Cyclically Adjusted Book per Share is €0.00. Overall, Yokohama Financial Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Yokohama Financial Group's Cyclically Adjusted Book per Share compare to competitors?
Yokohama Financial Group's Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Yokohama Financial Group and its competitors. Yokohama Financial Group's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yokohama Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Yokohama Financial Group (FRA:YC3) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.64, compared to a current price of €9.75 — trading 72.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. Yokohama Financial Group's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Yokohama Financial Group (FRA:YC3), the current Cyclically Adjusted Book per Share is €0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yokohama Financial Group (FRA:YC3) Overvalued in 2026?

Based on GuruFocus' analysis, Yokohama Financial Group stock appears to be overvalued. The current stock price of €9.75 is trading 72.9% above its estimated GF Value™ of €5.64. GuruFocus considers Yokohama Financial Group to be Significantly Overvalued.

Key valuation signals for FRA:YC3:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €5.64 vs. price of €9.75 (72.9% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the FRA:YC3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yokohama Financial Group Business Description

Address 7-1, Nihonbashi 2-chome, Tokyo Nihonbashi Tower, 34th Floor, Chuo-ku, Tokyo, JPN, 103-6034
Yokohama Financial Group Inc is a holding company through its subsidiaries, providing management services to related firms. The company provides different banking and financial services through its subsidiaries. The company also shares corporate customer information among its companies to develop financial products, offer suitable services, and strengthen customer support.
54GF Score

Get the complete analysis for FRA:YC3

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.75
Price
€5.64
GF Value