IDCBF (Industrial And Commercial Bank Of China) E10: $0.10 (As of Mar. 2026)


IDCBF Industrial And Commercial Bank Of China Ltd IDCBF
44 GF Score
Price $0.78
GF Value $0.75
Valuation Fairly Valued
! 3 Warning Signs
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What is Industrial And Commercial Bank Of China E10?

Industrial And Commercial Bank Of China IDCBF 44 E10 is $0.10 as of Mar. 2026. GuruFocus rates IDCBF with a GF Score™ of 44/100 and a GF Value™ of $0.75 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Industrial And Commercial Bank Of China's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.035. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.10 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Industrial And Commercial Bank Of China's average E10 Growth Rate was 2.20% per year. During the past 3 years, the average E10 Growth Rate was 1.50% per year. During the past 5 years, the average E10 Growth Rate was 2.10% per year. During the past 10 years, the average E10 Growth Rate was 5.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Industrial And Commercial Bank Of China was 9.30% per year. The lowest was 1.50% per year. And the median was 4.55% per year.

As of today (2026-07-13), Industrial And Commercial Bank Of China's current stock price is $0.7832. Industrial And Commercial Bank Of China's E10 for the quarter that ended in Mar. 2026 was $0.10. Industrial And Commercial Bank Of China's Shiller PE Ratio of today is 7.83.

During the past 13 years, the highest Shiller PE Ratio of Industrial And Commercial Bank Of China was 11.18. The lowest was 4.54. And the median was 7.09.


Industrial And Commercial Bank Of China  (OTCPK:IDCBF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Industrial And Commercial Bank Of China's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.7832/0.10
=7.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Industrial And Commercial Bank Of China was 11.18. The lowest was 4.54. And the median was 7.09.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Industrial And Commercial Bank Of China E10 Related Terms


Industrial And Commercial Bank Of China E10 Historical Data

* Premium members only.

The historical data trend for Industrial And Commercial Bank Of China's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial And Commercial Bank Of China E10 Chart

Industrial And Commercial Bank Of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.09 0.08 0.10

Industrial And Commercial Bank Of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.10 0.09 0.10 0.10

IDCBF vs JPM, BAC, WFC: E10 Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's Shiller PE Ratio falls into.


IDCBF
44GF Score
Industrial And Commercial Bank Of China Ltd IDCBF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial And Commercial Bank Of China E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Industrial And Commercial Bank Of China's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.035/116.3033*116.3033
=0.035

Current CPI (Mar. 2026) = 116.3033.

Industrial And Commercial Bank Of China Quarterly Data

per share eps CPI Adj_EPS
201606 0.032 101.400 0.037
201609 0.030 102.400 0.034
201612 0.020 102.600 0.023
201703 0.030 103.200 0.034
201706 0.032 103.100 0.036
201709 0.032 104.100 0.036
201712 0.023 104.500 0.026
201803 0.035 105.300 0.039
201806 0.036 104.900 0.040
201809 0.032 106.600 0.035
201812 0.022 106.500 0.024
201903 0.034 107.700 0.037
201906 0.035 107.700 0.038
201909 0.034 109.800 0.036
201912 0.021 111.200 0.022
202003 0.034 112.300 0.035
202006 0.025 110.400 0.026
202009 0.032 111.700 0.033
202012 0.034 111.500 0.035
202103 0.037 112.662 0.038
202106 0.034 111.769 0.035
202109 0.036 112.215 0.037
202112 0.041 113.108 0.042
202203 0.039 114.335 0.040
202206 0.033 114.558 0.034
202209 0.034 115.339 0.034
202212 0.036 115.116 0.036
202303 0.036 115.116 0.036
202306 0.032 114.558 0.032
202309 0.033 115.339 0.033
202312 0.036 114.781 0.036
202403 0.033 115.227 0.033
202406 0.032 114.781 0.032
202409 0.035 115.785 0.035
202412 0.036 114.893 0.036
202503 0.032 115.116 0.032
202506 0.032 114.907 0.032
202509 0.038 115.471 0.038
202512 0.038 115.832 0.038
202603 0.035 116.303 0.035

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.10 mean?
Industrial And Commercial Bank Of China (IDCBF) has a E10 of $0.10 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Industrial And Commercial Bank Of China and its competitors.
Is Industrial And Commercial Bank Of China's E10 too high?
Industrial And Commercial Bank Of China's current E10 is $0.10. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's E10 compare to JPM and BAC?
Industrial And Commercial Bank Of China's E10 of $0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current E10 is $0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (IDCBF) is currently considered Fairly Valued. The stock's GF Value™ is $0.75, compared to a current price of $0.78 — trading 4.4% above its estimated fair value. The current E10 is $0.10. Industrial And Commercial Bank Of China's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (IDCBF), the current E10 is $0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (IDCBF) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of $0.78 is trading 4.4% above its estimated GF Value™ of $0.75. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for IDCBF:

  • E10: $0.10
  • GF Value™: $0.75 vs. price of $0.78 (4.4% above fair value)
  • GF Score™: 44/100 with 3 warning signs

No single metric tells the full story. See the IDCBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
44GF Score

Get the complete analysis for IDCBF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.78
Price
$0.75
GF Value