Chesnara (LSE:CSN) E10: £0.19 (As of Dec. 2025)


LSE:CSN Chesnara PLC LSE:CSN
51 GF Score
Price £3.35
GF Value £1.64
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Chesnara E10?

Chesnara LSE:CSN 51 E10 is £0.19 as of Dec. 2025. GuruFocus rates LSE:CSN with a GF Score™ of 51/100 and a GF Value™ of £1.64 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Chesnara's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was £-0.051. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is £0.19 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Chesnara's average E10 Growth Rate was -17.40% per year. During the past 3 years, the average E10 Growth Rate was -11.10% per year. During the past 5 years, the average E10 Growth Rate was -7.60% per year. During the past 10 years, the average E10 Growth Rate was -2.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Chesnara was 11.00% per year. The lowest was -11.10% per year. And the median was -1.10% per year.

As of today (2026-06-25), Chesnara's current stock price is £ 3.345. Chesnara's E10 for the fiscal year that ended in Dec. 2025 was £0.19. Chesnara's Shiller PE Ratio of today is 17.61.

During the past 13 years, the highest Shiller PE Ratio of Chesnara was 17.61. The lowest was 7.17. And the median was 9.45.


Chesnara  (LSE:CSN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Chesnara's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3.345/0.19
=17.61

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Chesnara was 17.61. The lowest was 7.17. And the median was 9.45.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Chesnara E10 Related Terms


Chesnara E10 Historical Data

* Premium members only.

The historical data trend for Chesnara's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chesnara E10 Chart

Chesnara Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.29 0.27 0.24 0.23 0.19

Chesnara Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.00 0.23 0.00 0.19

LSE:CSN vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Chesnara's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chesnara Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chesnara's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Chesnara's Shiller PE Ratio falls into.


LSE:CSN
51GF Score
Chesnara PLC LSE:CSN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chesnara E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chesnara's adjusted earnings per share data for the fiscal year that ended in Dec. 2025 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-0.051/139.9000*139.9000
=-0.051

Current CPI (Dec. 2025) = 139.9000.

Chesnara Annual Data

per_share_eps CPI Adj_EPS
201612 0.239 102.200 0.327
201712 0.453 105.000 0.604
201812 0.139 107.100 0.182
201912 0.456 108.500 0.588
202012 0.122 109.400 0.156
202112 0.156 114.700 0.190
202212 -0.195 125.300 -0.218
202312 0.106 130.500 0.114
202412 0.019 135.100 0.020
202512 -0.051 139.900 -0.051

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of £0.19 mean?
Chesnara (LSE:CSN) has a E10 of £0.19 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chesnara and its competitors.
Is Chesnara's E10 too high?
Chesnara's current E10 is £0.19. Overall, Chesnara has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Chesnara's E10 compare to AFL and MET?
Chesnara's E10 of £0.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chesnara and its competitors. Chesnara's current E10 is £0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chesnara stock overvalued right now?
Based on GuruFocus' analysis, Chesnara (LSE:CSN) is currently considered Significantly Overvalued. The stock's GF Value™ is £1.64, compared to a current price of £3.35 — trading 104% above its estimated fair value. The current E10 is £0.19. Chesnara's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Chesnara (LSE:CSN), the current E10 is £0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chesnara (LSE:CSN) Overvalued in 2026?

Based on GuruFocus' analysis, Chesnara stock appears to be overvalued. The current stock price of £3.35 is trading 104% above its estimated GF Value™ of £1.64. GuruFocus considers Chesnara to be Significantly Overvalued.

Key valuation signals for LSE:CSN:

  • E10: £0.19
  • GF Value™: £1.64 vs. price of £3.35 (104% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the LSE:CSN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chesnara Business Description

Other Exchanges CSNl:UK6DE:Germany
Address 33-34 Winckley Square, 2nd Floor, Preston, Lancashire, GBR, PR1 3JJ
Chesnara PLC is engaged in the life assurance and pensions business, operating as a consolidator of life insurance and retirement savings portfolios. The Group has three reportable segments: UK, Sweden, and the Netherlands. The UK segment comprises life insurance and pensions operations through Countrywide Assured plc. The Sweden segment includes Movestic, which focuses on unit-linked pension business and provides life and health products. The Netherlands segment represents the combined Dutch life insurance business under the Scildon brand, following the integration of Waard and Scildon, and offers protection, individual savings, and group pension contracts.
51GF Score

Get the complete analysis for LSE:CSN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.35
Price
£1.64
GF Value