MIUFY (Mitsubishi HC Capital) E10: $1.10 (As of Mar. 2026)


MIUFY Mitsubishi HC Capital Inc MIUFY
82 GF Score
Price $16.25
GF Value $14.74
Valuation Fairly Valued
! 3 Warning Signs
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What is Mitsubishi HC Capital E10?

Mitsubishi HC Capital MIUFY 82 E10 is $1.10 as of Mar. 2026. GuruFocus rates MIUFY with a GF Score™ of 82/100 and a GF Value™ of $14.74 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mitsubishi HC Capital's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.239. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.10 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Mitsubishi HC Capital's average E10 Growth Rate was 6.80% per year. During the past 3 years, the average E10 Growth Rate was 8.00% per year. During the past 5 years, the average E10 Growth Rate was 8.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Mitsubishi HC Capital was 10.00% per year. The lowest was 6.80% per year. And the median was 7.90% per year.

As of today (2026-07-04), Mitsubishi HC Capital's current stock price is $16.25. Mitsubishi HC Capital's E10 for the quarter that ended in Mar. 2026 was $1.10. Mitsubishi HC Capital's Shiller PE Ratio of today is 14.77.

During the past 13 years, the highest Shiller PE Ratio of Mitsubishi HC Capital was 17.64. The lowest was 7.70. And the median was 12.45.


Mitsubishi HC Capital  (OTCPK:MIUFY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mitsubishi HC Capital's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=16.25/1.10
=14.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Mitsubishi HC Capital was 17.64. The lowest was 7.70. And the median was 12.45.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Mitsubishi HC Capital E10 Related Terms


Mitsubishi HC Capital E10 Historical Data

* Premium members only.

The historical data trend for Mitsubishi HC Capital's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mitsubishi HC Capital E10 Chart

Mitsubishi HC Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.12 0.85 0.94 1.08 1.10

Mitsubishi HC Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.16 1.12 1.02 1.10

MIUFY vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Mitsubishi HC Capital's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mitsubishi HC Capital Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mitsubishi HC Capital's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mitsubishi HC Capital's Shiller PE Ratio falls into.


MIUFY
82GF Score
Mitsubishi HC Capital Inc MIUFY
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Mitsubishi HC Capital E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mitsubishi HC Capital's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.239/112.7000*112.7000
=0.239

Current CPI (Mar. 2026) = 112.7000.

Mitsubishi HC Capital Quarterly Data

per share eps CPI Adj_EPS
201606 0.333 98.100 0.383
201609 0.298 98.000 0.343
201612 0.275 98.400 0.315
201703 0.193 98.100 0.222
201706 0.299 98.500 0.342
201709 0.341 98.800 0.389
201712 0.266 99.400 0.302
201803 0.392 99.200 0.445
201806 0.331 99.200 0.376
201809 0.329 99.900 0.371
201812 0.355 99.700 0.401
201903 0.368 99.700 0.416
201906 0.355 99.800 0.401
201909 0.439 100.100 0.494
201912 0.388 100.500 0.435
202003 0.282 100.300 0.317
202006 0.296 99.900 0.334
202009 0.219 99.900 0.247
202012 0.349 99.300 0.396
202103 0.299 99.900 0.337
202106 0.419 99.500 0.475
202109 0.345 100.100 0.388
202112 0.186 100.100 0.209
202203 0.277 101.100 0.309
202206 0.332 101.800 0.368
202209 0.302 103.100 0.330
202212 0.234 104.100 0.253
202303 0.315 104.400 0.340
202306 0.345 105.200 0.370
202309 0.166 106.200 0.176
202312 0.269 106.800 0.284
202403 0.401 107.200 0.422
202406 0.345 108.200 0.359
202409 0.219 108.900 0.227
202412 0.229 110.700 0.233
202503 0.449 111.100 0.455
202506 0.551 111.700 0.556
202509 0.296 112.000 0.298
202512 0.412 113.000 0.411
202603 0.239 112.700 0.239

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.10 mean?
Mitsubishi HC Capital (MIUFY) has a E10 of $1.10 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors.
Is Mitsubishi HC Capital's E10 too high?
Mitsubishi HC Capital's current E10 is $1.10. Overall, Mitsubishi HC Capital has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mitsubishi HC Capital's E10 compare to V and MA?
Mitsubishi HC Capital's E10 of $1.10 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Mitsubishi HC Capital and its competitors. Mitsubishi HC Capital's current E10 is $1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mitsubishi HC Capital stock overvalued right now?
Based on GuruFocus' analysis, Mitsubishi HC Capital (MIUFY) is currently considered Fairly Valued. The stock's GF Value™ is $14.74, compared to a current price of $16.25 — trading 10.2% above its estimated fair value. The current E10 is $1.10. Mitsubishi HC Capital's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Mitsubishi HC Capital (MIUFY), the current E10 is $1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mitsubishi HC Capital (MIUFY) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued. The current stock price of $16.25 is trading 10.2% above its estimated GF Value™ of $14.74. GuruFocus considers Mitsubishi HC Capital to be Fairly Valued.

Key valuation signals for MIUFY:

  • E10: $1.10
  • GF Value™: $14.74 vs. price of $16.25 (10.2% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the MIUFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mitsubishi HC Capital Business Description

Other Exchanges 8593:Japan5B4:Germany
Address 1-5-1 Marunouchi, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6525
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
82GF Score

Get the complete analysis for MIUFY

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.25
Price
$14.74
GF Value