Fifth Third Bancorp (STU:FFH) E10: €3.06 (As of Mar. 2026)


STU:FFH Fifth Third Bancorp STU:FFH
69 GF Score
Price €49.44
GF Value €39.87
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Fifth Third Bancorp E10?

Fifth Third Bancorp STU:FFH -0.54% 69 E10 is €3.06 as of Mar. 2026. GuruFocus rates STU:FFH with a GF Score™ of 69/100 and a GF Value™ of €39.87 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fifth Third Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.130. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.06 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Fifth Third Bancorp's average E10 Growth Rate was 3.80% per year. During the past 3 years, the average E10 Growth Rate was 5.50% per year. During the past 5 years, the average E10 Growth Rate was 8.40% per year. During the past 10 years, the average E10 Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Fifth Third Bancorp was 31.50% per year. The lowest was -11.30% per year. And the median was 11.40% per year.

As of today (2026-07-01), Fifth Third Bancorp's current stock price is €49.435. Fifth Third Bancorp's E10 for the quarter that ended in Mar. 2026 was €3.06. Fifth Third Bancorp's Shiller PE Ratio of today is 16.16.

During the past 13 years, the highest Shiller PE Ratio of Fifth Third Bancorp was 31.97. The lowest was 5.95. And the median was 13.71.


Fifth Third Bancorp  (STU:FFH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Fifth Third Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=49.435/3.06
=16.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Fifth Third Bancorp was 31.97. The lowest was 5.95. And the median was 13.71.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Fifth Third Bancorp E10 Related Terms


Fifth Third Bancorp E10 Historical Data

* Premium members only.

The historical data trend for Fifth Third Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth Third Bancorp E10 Chart

Fifth Third Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 2.78 2.88 3.23 3.03

Fifth Third Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.15 2.96 3.01 3.03 3.06

STU:FFH vs TFC, NU, HBAN: E10 Comparison

For the Banks - Regional subindustry, Fifth Third Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth Third Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fifth Third Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fifth Third Bancorp's Shiller PE Ratio falls into.


STU:FFH
69GF Score
Fifth Third Bancorp STU:FFH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fifth Third Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fifth Third Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.13/330.2130*330.2130
=0.130

Current CPI (Mar. 2026) = 330.2130.

Fifth Third Bancorp Quarterly Data

per share eps CPI Adj_EPS
201606 0.347 241.018 0.475
201609 0.579 241.428 0.792
201612 0.465 241.432 0.636
201703 0.355 243.801 0.481
201706 0.401 244.955 0.541
201709 1.133 246.819 1.516
201712 0.566 246.524 0.758
201803 0.779 249.554 1.031
201806 0.702 251.989 0.920
201809 0.523 252.439 0.684
201812 0.563 251.233 0.740
201903 0.991 254.202 1.287
201906 0.504 256.143 0.650
201909 0.645 256.759 0.830
201912 0.864 256.974 1.110
202003 0.036 258.115 0.046
202006 0.204 257.797 0.261
202009 0.662 260.280 0.840
202012 0.641 260.474 0.813
202103 0.781 264.877 0.974
202106 0.780 271.696 0.948
202109 0.825 274.310 0.993
202112 0.797 278.802 0.944
202203 0.617 287.504 0.709
202206 0.719 296.311 0.801
202209 0.919 296.808 1.022
202212 0.953 296.797 1.060
202303 0.729 301.836 0.798
202306 0.757 305.109 0.819
202309 0.853 307.789 0.915
202312 0.660 306.746 0.710
202403 0.644 312.332 0.681
202406 0.752 314.175 0.790
202409 0.703 315.301 0.736
202412 0.812 315.605 0.850
202503 0.657 319.799 0.678
202506 0.763 322.561 0.781
202509 0.775 324.800 0.788
202512 0.888 324.054 0.905
202603 0.130 330.213 0.130

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.06 mean?
Fifth Third Bancorp (STU:FFH) has a E10 of €3.06 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors.
Is Fifth Third Bancorp's E10 too high?
Fifth Third Bancorp's current E10 is €3.06. Overall, Fifth Third Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fifth Third Bancorp's E10 compare to TFC and NU?
Fifth Third Bancorp's E10 of €3.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors. Fifth Third Bancorp's current E10 is €3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth Third Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Fifth Third Bancorp (STU:FFH) is currently considered Modestly Overvalued. The stock's GF Value™ is €39.87, compared to a current price of €49.44 — trading 24% above its estimated fair value. The current E10 is €3.06. Fifth Third Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Fifth Third Bancorp (STU:FFH), the current E10 is €3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fifth Third Bancorp (STU:FFH) Overvalued in 2026?

Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued. The current stock price of €49.44 is trading 24% above its estimated GF Value™ of €39.87. GuruFocus considers Fifth Third Bancorp to be Modestly Overvalued.

Key valuation signals for STU:FFH:

  • E10: €3.06
  • GF Value™: €39.87 vs. price of €49.44 (24% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the STU:FFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fifth Third Bancorp Business Description

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
69GF Score

Get the complete analysis for STU:FFH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.44
Price
€39.87
GF Value