Fifth Third Bancorp (STU:FFH) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:FFH Fifth Third Bancorp STU:FFH
71 GF Score
Price €50.14
GF Value €40.36
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Fifth Third Bancorp Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

STU:FFH
71GF Score
Fifth Third Bancorp STU:FFH
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Fifth Third Bancorp (STU:FFH) Overvalued in 2026?

Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued. The current stock price of €50.14 is trading 24.2% above its estimated GF Value™ of €40.36. GuruFocus considers Fifth Third Bancorp to be Modestly Overvalued.

Key valuation signals for STU:FFH:

  • Altman Z-Score:
  • GF Value™: €40.36 vs. price of €50.14 (24.2% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the STU:FFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fifth Third Bancorp Business Description

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
71GF Score

Get the complete analysis for STU:FFH

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€50.14
Price
€40.36
GF Value