CaixaBank (STU:FV9J) E10: €0.17 (As of Mar. 2026)


STU:FV9J CaixaBank SA STU:FV9J
61 GF Score
Price €4.18
GF Value €1.94
! 8 Warning Signs
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What is CaixaBank E10?

CaixaBank STU:FV9J +1.95% 61 E10 is €0.17 as of Mar. 2026. GuruFocus rates STU:FV9J with a GF Score™ of 61/100 and a GF Value™ of €1.94. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CaixaBank's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.075. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.17 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CaixaBank's average E10 Growth Rate was 18.20% per year. During the past 3 years, the average E10 Growth Rate was 20.70% per year. During the past 5 years, the average E10 Growth Rate was 20.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of CaixaBank was 21.50% per year. The lowest was 2.90% per year. And the median was 20.50% per year.

As of today (2026-07-06), CaixaBank's current stock price is €4.18. CaixaBank's E10 for the quarter that ended in Mar. 2026 was €0.17. CaixaBank's Shiller PE Ratio of today is 24.59.

During the past 13 years, the highest Shiller PE Ratio of CaixaBank was 24.33. The lowest was 7.25. And the median was 12.52.


CaixaBank  (STU:FV9J) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CaixaBank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=4.18/0.17
=24.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CaixaBank was 24.33. The lowest was 7.25. And the median was 12.52.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CaixaBank E10 Related Terms


CaixaBank E10 Historical Data

* Premium members only.

The historical data trend for CaixaBank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CaixaBank E10 Chart

CaixaBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.09 0.11 0.13 0.16

CaixaBank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.14 0.15 0.16 0.17

STU:FV9J vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, CaixaBank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CaixaBank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CaixaBank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CaixaBank's Shiller PE Ratio falls into.


STU:FV9J
61GF Score
CaixaBank SA STU:FV9J
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CaixaBank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CaixaBank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.075/129.8600*129.8600
=0.075

Current CPI (Mar. 2026) = 129.8600.

CaixaBank Quarterly Data

per share eps CPI Adj_EPS
201606 0.023 100.333 0.030
201609 0.019 99.737 0.025
201612 0.004 101.842 0.005
201703 0.022 100.896 0.028
201706 0.024 101.848 0.031
201709 0.036 101.524 0.046
201712 0.009 102.975 0.011
201803 0.039 102.122 0.050
201806 0.031 104.165 0.039
201809 0.026 103.818 0.033
201812 0.007 104.193 0.009
201903 0.030 103.488 0.038
201906 0.001 104.612 0.001
201909 0.036 103.905 0.045
201912 0.017 105.015 0.021
202003 0.005 103.469 0.006
202006 0.003 104.254 0.004
202009 0.029 103.521 0.036
202012 0.037 104.456 0.046
202103 0.198 104.857 0.245
202106 -0.030 107.102 -0.036
202109 0.031 107.669 0.037
202112 0.014 111.298 0.016
202203 0.029 115.153 0.033
202206 0.031 118.044 0.034
202209 0.038 117.221 0.042
202212 0.029 117.650 0.032
202303 0.038 118.948 0.041
202306 0.051 120.278 0.055
202309 0.068 121.343 0.073
202312 0.052 121.300 0.056
202403 0.046 122.762 0.049
202406 0.070 124.409 0.073
202409 0.073 123.121 0.077
202412 0.072 124.753 0.075
202503 0.069 125.531 0.071
202506 0.063 127.251 0.064
202509 0.068 126.840 0.070
202512 0.071 128.400 0.072
202603 0.075 129.860 0.075

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.17 mean?
CaixaBank (STU:FV9J) has a E10 of €0.17 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CaixaBank and its competitors.
Is CaixaBank's E10 too high?
CaixaBank's current E10 is €0.17. Overall, CaixaBank has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does CaixaBank's E10 compare to PNC and USB?
CaixaBank's E10 of €0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CaixaBank and its competitors. CaixaBank's current E10 is €0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CaixaBank stock overvalued right now?
CaixaBank (STU:FV9J) has a current E10 of €0.17. The stock's GF Value™ is €1.94, compared to a current price of €4.18 — trading 115.5% above its estimated fair value. The current E10 is €0.17. CaixaBank's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CaixaBank (STU:FV9J), the current E10 is €0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CaixaBank (STU:FV9J) Overvalued in 2026?

Based on GuruFocus' analysis, CaixaBank stock appears to be overvalued. The current stock price of €4.18 is trading 115.5% above its estimated GF Value™ of €1.94.

Key valuation signals for STU:FV9J:

  • E10: €0.17
  • GF Value™: €1.94 vs. price of €4.18 (115.5% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the STU:FV9J stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CaixaBank Business Description

Address Calle Pintor Sorolla, N. 2-4, Valencia, ESP, 46002
CaixaBank SA is a Spanish bank that combines banking, insurance, and equity investment businesses. Its operations include retail banking, corporate banking, cash management, surplus management, and the allocation of income from financing the equity investment business. It consists of business segments of the Banking and insurance business, BPI, and Corporate center. The majority of its revenue comes from the Banking and insurance business. The company has a geographic presence in Spain, Portugal, America, the Rest of the European Union, and the Rest of the world. In which Spain generates the majority of its revenue.
61GF Score

Get the complete analysis for STU:FV9J

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.18
Price
€1.94
GF Value