Banco De Chile (STU:G4RA) E10: €2.19 (As of Jun. 2026)

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STU:G4RA Banco De Chile STU:G4RA
63 GF Score
Price €35.80
GF Value €21.99
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Banco De Chile E10?

Banco De Chile STU:G4RA +0.56% 63 E10 is €2.19 as of Jun. 2026. GuruFocus rates STU:G4RA with a GF Score™ of 63/100 and a GF Value™ of €21.99 (Significantly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banco De Chile's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.742. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.19 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Banco De Chile's average E10 Growth Rate was -100.00% per year. During the past 3 years, the average E10 Growth Rate was 8.60% per year. During the past 5 years, the average E10 Growth Rate was 13.10% per year. During the past 10 years, the average E10 Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Banco De Chile was 16.50% per year. The lowest was 1.90% per year. And the median was 9.10% per year.

As of today (2026-08-04), Banco De Chile's current stock price is €35.80. Banco De Chile's E10 for the quarter that ended in Jun. 2026 was €2.19. Banco De Chile's Shiller PE Ratio of today is 16.35.

During the past 13 years, the highest Shiller PE Ratio of Banco De Chile was 18.19. The lowest was 8.79. And the median was 12.80.


Banco De Chile  (STU:G4RA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banco De Chile's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=35.80/2.19
=16.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banco De Chile was 18.19. The lowest was 8.79. And the median was 12.80.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banco De Chile E10 Related Terms


Banco De Chile E10 Historical Data

* Premium members only.

The historical data trend for Banco De Chile's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile E10 Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.83 1.87 1.94 2.00

Banco De Chile Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.89 1.88 2.00 2.08 2.19

STU:G4RA vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Banco De Chile's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banco De Chile's Shiller PE Ratio falls into.


STU:G4RA
63GF Score
Banco De Chile STU:G4RA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco De Chile's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.742/162.5100*162.5100
=0.742

Current CPI (Jun. 2026) = 162.5100.

Banco De Chile Quarterly Data

per share eps CPI Adj_EPS
201609 0.388 104.521 0.603
201612 0.419 104.532 0.651
201703 0.390 105.752 0.599
201706 0.420 105.730 0.646
201709 0.345 106.035 0.529
201712 0.364 106.907 0.553
201803 0.379 107.670 0.572
201806 0.429 108.421 0.643
201809 0.320 109.369 0.475
201812 0.411 109.653 0.609
201903 0.267 110.339 0.393
201906 0.487 111.352 0.711
201909 0.379 111.821 0.551
201912 0.369 112.943 0.531
202003 0.293 114.468 0.416
202006 0.245 114.283 0.348
202009 0.191 115.275 0.269
202012 0.146 116.299 0.204
202103 0.370 117.770 0.511
202106 0.369 118.630 0.505
202109 0.385 121.431 0.515
202112 1.137 124.634 1.483
202203 0.657 128.850 0.829
202206 0.931 133.448 1.134
202209 0.734 138.101 0.864
202212 0.820 140.574 0.948
202303 0.608 143.145 0.690
202306 0.760 143.538 0.860
202309 0.543 145.172 0.608
202312 1.070 146.109 1.190
202403 0.560 148.551 0.613
202406 0.641 149.592 0.696
202409 0.555 151.212 0.596
202412 0.652 152.774 0.694
202503 0.647 155.783 0.675
202506 0.557 155.754 0.581
202509 0.515 157.870 0.530
202512 0.478 158.040 0.492
202603 0.504 160.190 0.511
202606 0.742 162.510 0.742

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €2.19 mean?
Banco De Chile (STU:G4RA) has a E10 of €2.19 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco De Chile and its competitors.
Is Banco De Chile's E10 too high?
Banco De Chile's current E10 is €2.19. Overall, Banco De Chile has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's E10 compare to PNC and USB?
Banco De Chile's E10 of €2.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banco De Chile and its competitors. Banco De Chile's current E10 is €2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (STU:G4RA) is currently considered Significantly Overvalued. The stock's GF Value™ is €21.99, compared to a current price of €35.80 — trading 62.8% above its estimated fair value. The current E10 is €2.19. Banco De Chile's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banco De Chile (STU:G4RA), the current E10 is €2.19 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (STU:G4RA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of €35.80 is trading 62.8% above its estimated GF Value™ of €21.99. GuruFocus considers Banco De Chile to be Significantly Overvalued.

Key valuation signals for STU:G4RA:

  • E10: €2.19
  • GF Value™: €21.99 vs. price of €35.80 (62.8% above fair value)
  • GF Score™: 63/100 with 9 warning signs

No single metric tells the full story. See the STU:G4RA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
63GF Score

Get the complete analysis for STU:G4RA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.80
Price
€21.99
GF Value