Huntington Bancshares (STU:HU3) E10: €1.17 (As of Jun. 2026)

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STU:HU3 Huntington Bancshares Inc STU:HU3
79 GF Score
Price €14.81
GF Value €14.46
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Huntington Bancshares E10?

Huntington Bancshares STU:HU3 +0.09% 79 E10 is €1.17 as of Jun. 2026. GuruFocus rates STU:HU3 with a GF Score™ of 79/100 and a GF Value™ of €14.46 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Huntington Bancshares's adjusted earnings per share data for the three months ended in Jun. 2026 was €0.286. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.17 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Huntington Bancshares's average E10 Growth Rate was 5.50% per year. During the past 3 years, the average E10 Growth Rate was 5.50% per year. During the past 5 years, the average E10 Growth Rate was 7.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Huntington Bancshares was 9.40% per year. The lowest was -128.90% per year. And the median was 3.70% per year.

As of today (2026-08-01), Huntington Bancshares's current stock price is €14.806. Huntington Bancshares's E10 for the quarter that ended in Jun. 2026 was €1.17. Huntington Bancshares's Shiller PE Ratio of today is 12.65.

During the past 13 years, the highest Shiller PE Ratio of Huntington Bancshares was 23.88. The lowest was 8.00. And the median was 13.02.


Huntington Bancshares  (STU:HU3) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Huntington Bancshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=14.806/1.17
=12.65

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Huntington Bancshares was 23.88. The lowest was 8.00. And the median was 13.02.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Huntington Bancshares E10 Related Terms


Huntington Bancshares E10 Historical Data

* Premium members only.

The historical data trend for Huntington Bancshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Huntington Bancshares E10 Chart

Huntington Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 1.02 1.06 1.18 1.10

Huntington Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 1.10 1.10 1.13 1.17

STU:HU3 vs MTB, BAP, CFG: E10 Comparison

For the Banks - Regional subindustry, Huntington Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Huntington Bancshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Huntington Bancshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Huntington Bancshares's Shiller PE Ratio falls into.


STU:HU3
79GF Score
Huntington Bancshares Inc STU:HU3
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Huntington Bancshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Huntington Bancshares's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.286/333.9520*333.9520
=0.286

Current CPI (Jun. 2026) = 333.9520.

Huntington Bancshares Quarterly Data

per share eps CPI Adj_EPS
201609 0.098 241.428 0.136
201612 0.171 241.432 0.237
201703 0.159 243.801 0.218
201706 0.205 244.955 0.279
201709 0.193 246.819 0.261
201712 0.313 246.524 0.424
201803 0.227 249.554 0.304
201806 0.257 251.989 0.341
201809 0.283 252.439 0.374
201812 0.255 251.233 0.339
201903 0.283 254.202 0.372
201906 0.292 256.143 0.381
201909 0.309 256.759 0.402
201912 0.252 256.974 0.327
202003 0.027 258.115 0.035
202006 0.115 257.797 0.149
202009 0.229 260.280 0.294
202012 0.222 260.474 0.285
202103 0.403 264.877 0.508
202106 -0.042 271.696 -0.052
202109 0.187 274.310 0.228
202112 0.230 278.802 0.275
202203 0.263 287.504 0.305
202206 0.331 296.311 0.373
202209 0.394 296.808 0.443
202212 0.396 296.797 0.446
202303 0.364 301.836 0.403
202306 0.323 305.109 0.354
202309 0.328 307.789 0.356
202312 0.138 306.746 0.150
202403 0.239 312.332 0.256
202406 0.279 314.175 0.297
202409 0.297 315.301 0.315
202412 0.325 315.605 0.344
202503 0.314 319.799 0.328
202506 0.295 322.561 0.305
202509 0.349 324.800 0.359
202512 0.256 324.054 0.264
202603 0.216 330.213 0.218
202606 0.286 333.952 0.286

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €1.17 mean?
Huntington Bancshares (STU:HU3) has a E10 of €1.17 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Huntington Bancshares and its competitors.
Is Huntington Bancshares' E10 too high?
Huntington Bancshares' current E10 is €1.17. Overall, Huntington Bancshares has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Huntington Bancshares' E10 compare to MTB and BAP?
Huntington Bancshares' E10 of €1.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Huntington Bancshares and its competitors. Huntington Bancshares's current E10 is €1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huntington Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Huntington Bancshares (STU:HU3) is currently considered Fairly Valued. The stock's GF Value™ is €14.46, compared to a current price of €14.81 — trading 2.4% above its estimated fair value. The current E10 is €1.17. Huntington Bancshares' overall GF Score™ is 79/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Huntington Bancshares (STU:HU3), the current E10 is €1.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Huntington Bancshares (STU:HU3) Overvalued in 2026?

Based on GuruFocus' analysis, Huntington Bancshares stock appears to be overvalued. The current stock price of €14.81 is trading 2.4% above its estimated GF Value™ of €14.46. GuruFocus considers Huntington Bancshares to be Fairly Valued.

Key valuation signals for STU:HU3:

  • E10: €1.17
  • GF Value™: €14.46 vs. price of €14.81 (2.4% above fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the STU:HU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Huntington Bancshares Business Description

Address 41 South High Street, Columbus, OH, USA, 43287
Huntington is a regional US bank with over $285 billion in assets. It offers a full suite of consumer deposit and lending services, along with commercial services focused on payments, investment management, capital markets, equipment financing, treasury management, and other common banking services.
79GF Score

Get the complete analysis for STU:HU3

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.81
Price
€14.46
GF Value