Huntington BancsharesSTU:HU3 -0.62%74 FCF Margin % is 15.55% as of Mar. 2026, which is 50% below its 10-year median of 31.28. GuruFocus rates STU:HU3 with a GF Score™ of 74/100 and a GF Value™ of €14.58 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,509 Banks companies, Huntington Bancshares ranks worse than 52.68% on this metric.
The historical rank and industry rank for Huntington Bancshares's FCF Margin % or its related term are showing as below:
STU:HU3'
s FCF Margin % Range Over the Past 10 Years
Min: 22.92 Med: 31.28 Max: 52.56
Current: 24.52
During the past 13 years, the highest FCF Margin % of Huntington Bancshares was 52.56%. The lowest was 22.92%. And the median was 31.28%.
STU:HU3's FCF Margin % is ranked worse than 52.68% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs STU:HU3: 24.52
Huntington Bancshares FCF Margin % Related Terms
Huntington Bancshares FCF Margin % Historical Data
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The historical data trend for Huntington Bancshares's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Huntington Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huntington Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Huntington Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Huntington Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huntington Bancshares (STU:HU3) has a FCF Margin % of 15.55% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Huntington Bancshares and its competitors. This is 50% below median its historical median of 31.28. Over the past decade, Huntington Bancshares' FCF Margin % has ranged from 22.92 to 52.56. According to the industry distribution chart, Huntington Bancshares ranks #795 out of 1509 companies in the Banks industry, placing it in the top 52.7%.
Is Huntington Bancshares' FCF Margin % too high?
Huntington Bancshares' current FCF Margin % of 15.55% is 50% below median its 10-year median of 31.28. Over the past 10 years, this metric has ranged from a low of 22.92 to a high of 52.56. The Banks industry median FCF Margin % is 26.55. Huntington Bancshares' value of 15.55% is 41.4% below this industry median. Based on the distribution chart, Huntington Bancshares ranks #795 out of 1509 companies in the Banks industry, which is below the industry midpoint. Overall, Huntington Bancshares has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Huntington Bancshares' FCF Margin % compare to MTB and BAP?
According to the Banks industry distribution chart, Huntington Bancshares ranks #795 out of 1509 companies for FCF Margin %. This places Huntington Bancshares in the lower half of its industry. The industry median FCF Margin % is 26.55. Huntington Bancshares' value of 15.55% is 41.4% below this benchmark. Historically, Huntington Bancshares' own FCF Margin % has ranged from 22.92 to 52.56 over the past decade. While the company's 10-year median is 31.28 vs. the industry median of 26.55, Huntington Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huntington Bancshares's current FCF Margin % of 15.55% is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Huntington Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huntington Bancshares's current FCF Margin % is 15.55%, which is 50% below median its own 10-year median of 31.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huntington Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Huntington Bancshares (STU:HU3) is currently considered Fairly Valued. The stock's GF Value™ is €14.58, compared to a current price of €15.60 — trading 7% above its estimated fair value. The current FCF Margin % is 15.55%, which is 50% below median its 10-year median of 31.28 and 41.4% below the Banks industry median of 26.55. Huntington Bancshares' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Huntington Bancshares (STU:HU3), the current FCF Margin % is 15.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huntington Bancshares (STU:HU3) Overvalued in 2026?
Based on GuruFocus' analysis, Huntington Bancshares stock appears to be overvalued.
The current stock price of €15.60 is trading 7% above its estimated GF Value™ of €14.58.
GuruFocus considers Huntington Bancshares to be Fairly Valued.
Key valuation signals for STU:HU3:
FCF Margin %: 15.55% (50% below median its 10-year median of 31.28)
GF Value™: €14.58 vs. price of €15.60 (7% above fair value)
Industry Position: 41.4% below the Banks median (#795 of 1509)
No single metric tells the full story. See the STU:HU3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huntington is a regional US bank with over $285 billion in assets. It offers a full suite of consumer deposit and lending services, along with commercial services focused on payments, investment management, capital markets, equipment financing, treasury management, and other common banking services.
74GF Score
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