Jyske Bank AS (STU:JYS1) E10: €7.53 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:JYS1 Jyske Bank AS STU:JYS1
56 GF Score
Price €137.70
GF Value €82.34
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Jyske Bank AS E10?

Jyske Bank AS STU:JYS1 +0.66% 56 E10 is €7.53 as of Mar. 2026. GuruFocus rates STU:JYS1 with a GF Score™ of 56/100 and a GF Value™ of €82.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jyske Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was €2.266. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €7.53 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jyske Bank AS's average E10 Growth Rate was 11.70% per year. During the past 3 years, the average E10 Growth Rate was 13.80% per year. During the past 5 years, the average E10 Growth Rate was 16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Jyske Bank AS was 19.30% per year. The lowest was 5.10% per year. And the median was 14.00% per year.

As of today (2026-08-02), Jyske Bank AS's current stock price is €137.70. Jyske Bank AS's E10 for the quarter that ended in Mar. 2026 was €7.53. Jyske Bank AS's Shiller PE Ratio of today is 18.29.

During the past 13 years, the highest Shiller PE Ratio of Jyske Bank AS was 18.79. The lowest was 6.58. And the median was 12.11.


Jyske Bank AS  (STU:JYS1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jyske Bank AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=137.70/7.53
=18.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Jyske Bank AS was 18.79. The lowest was 6.58. And the median was 12.11.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jyske Bank AS E10 Related Terms


Jyske Bank AS E10 Historical Data

* Premium members only.

The historical data trend for Jyske Bank AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jyske Bank AS E10 Chart

Jyske Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.97 4.93 5.73 6.41 7.10

Jyske Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.65 6.76 7.09 7.10 7.53

Jyske Bank AS E10 Competitor Comparison

For the Banks - Regional subindustry, Jyske Bank AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jyske Bank AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jyske Bank AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jyske Bank AS's Shiller PE Ratio falls into.


STU:JYS1
56GF Score
Jyske Bank AS STU:JYS1
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jyske Bank AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jyske Bank AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.266/121.6800*121.6800
=2.266

Current CPI (Mar. 2026) = 121.6800.

Jyske Bank AS Quarterly Data

per share eps CPI Adj_EPS
201606 1.168 100.600 1.413
201609 1.048 100.200 1.273
201612 1.743 100.300 2.115
201703 1.442 101.200 1.734
201706 0.942 101.200 1.133
201709 1.119 101.800 1.338
201712 1.139 101.300 1.368
201803 0.912 101.700 1.091
201806 1.232 102.300 1.465
201809 0.877 102.400 1.042
201812 0.735 102.100 0.876
201903 0.950 102.900 1.123
201906 0.764 102.900 0.903
201909 0.559 102.900 0.661
201912 1.601 102.900 1.893
202003 -1.484 103.300 -1.748
202006 1.514 103.200 1.785
202009 1.211 103.500 1.424
202012 1.456 103.400 1.713
202103 1.565 104.300 1.826
202106 1.424 105.000 1.650
202109 1.249 105.800 1.436
202112 1.460 106.600 1.667
202203 1.632 109.900 1.807
202206 1.669 113.600 1.788
202209 0.974 116.400 1.018
202212 3.156 115.900 3.313
202303 2.613 117.300 2.711
202306 2.423 116.400 2.533
202309 3.293 117.400 3.413
202312 3.664 116.700 3.820
202403 2.555 118.400 2.626
202406 2.652 118.500 2.723
202409 2.910 118.900 2.978
202412 2.620 118.900 2.681
202503 2.598 120.200 2.630
202506 2.684 120.700 2.706
202509 3.106 121.600 3.108
202512 3.074 121.200 3.086
202603 2.266 121.680 2.266

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €7.53 mean?
Jyske Bank AS (STU:JYS1) has a E10 of €7.53 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jyske Bank AS and its competitors.
Is Jyske Bank AS's E10 too high?
Jyske Bank AS's current E10 is €7.53. Overall, Jyske Bank AS has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's E10 compare to competitors?
Jyske Bank AS's E10 of €7.53 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jyske Bank AS and its competitors. Jyske Bank AS's current E10 is €7.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Jyske Bank AS (STU:JYS1) is currently considered Significantly Overvalued. The stock's GF Value™ is €82.34, compared to a current price of €137.70 — trading 67.2% above its estimated fair value. The current E10 is €7.53. Jyske Bank AS's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jyske Bank AS (STU:JYS1), the current E10 is €7.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyske Bank AS (STU:JYS1) Overvalued in 2026?

Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued. The current stock price of €137.70 is trading 67.2% above its estimated GF Value™ of €82.34. GuruFocus considers Jyske Bank AS to be Significantly Overvalued.

Key valuation signals for STU:JYS1:

  • E10: €7.53
  • GF Value™: €82.34 vs. price of €137.70 (67.2% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the STU:JYS1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jyske Bank AS Business Description

Address Vestergade 8-16, Silkeborg, DNK, 8600
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
56GF Score

Get the complete analysis for STU:JYS1

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€137.70
Price
€82.34
GF Value