Fubon Financial Holdings Co (TPE:2881) E10: NT$6.82 (As of Dec. 2025)


TPE:2881 Fubon Financial Holdings Co Ltd TPE:2881
65 GF Score
Price NT$128.50
GF Value NT$139.93
Valuation Fairly Valued
! 8 Warning Signs
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What is Fubon Financial Holdings Co E10?

Fubon Financial Holdings Co TPE:2881 -4.10% 65 E10 is NT$6.82 as of Dec. 2025. GuruFocus rates TPE:2881 with a GF Score™ of 65/100 and a GF Value™ of NT$139.93 (Fairly Valued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Fubon Financial Holdings Co's adjusted earnings per share data for the three months ended in Dec. 2025 was NT$2.140. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NT$6.82 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Fubon Financial Holdings Co's average E10 Growth Rate was 5.70% per year. During the past 3 years, the average E10 Growth Rate was 7.10% per year. During the past 5 years, the average E10 Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Fubon Financial Holdings Co was 15.10% per year. The lowest was 7.10% per year. And the median was 12.00% per year.

As of today (2026-06-29), Fubon Financial Holdings Co's current stock price is NT$128.50. Fubon Financial Holdings Co's E10 for the quarter that ended in Dec. 2025 was NT$6.82. Fubon Financial Holdings Co's Shiller PE Ratio of today is 18.84.

During the past 13 years, the highest Shiller PE Ratio of Fubon Financial Holdings Co was 20.23. The lowest was 7.29. And the median was 9.99.


Fubon Financial Holdings Co  (TPE:2881) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Fubon Financial Holdings Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=128.50/6.82
=18.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Fubon Financial Holdings Co was 20.23. The lowest was 7.29. And the median was 9.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Fubon Financial Holdings Co E10 Related Terms


Fubon Financial Holdings Co E10 Historical Data

* Premium members only.

The historical data trend for Fubon Financial Holdings Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fubon Financial Holdings Co E10 Chart

Fubon Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.20 5.55 5.83 6.45 6.82

Fubon Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.45 6.63 6.51 6.67 6.82

TPE:2881 vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Fubon Financial Holdings Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fubon Financial Holdings Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Fubon Financial Holdings Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Fubon Financial Holdings Co's Shiller PE Ratio falls into.


TPE:2881
65GF Score
Fubon Financial Holdings Co Ltd TPE:2881
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fubon Financial Holdings Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fubon Financial Holdings Co's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=2.14/324.0540*324.0540
=2.140

Current CPI (Dec. 2025) = 324.0540.

Fubon Financial Holdings Co Quarterly Data

per share eps CPI Adj_EPS
201603 0.657 238.132 0.894
201606 1.119 241.018 1.505
201609 1.241 241.428 1.666
201612 0.605 241.432 0.812
201703 0.740 243.801 0.984
201706 0.582 244.955 0.770
201709 1.915 246.819 2.514
201712 0.736 246.524 0.967
201803 1.226 249.554 1.592
201806 0.996 251.989 1.281
201809 1.425 252.439 1.829
201812 -0.184 251.233 -0.237
201903 0.935 254.202 1.192
201906 1.134 256.143 1.435
201909 1.754 256.759 2.214
201912 0.359 256.974 0.453
202003 1.716 258.115 2.154
202006 0.858 257.797 1.079
202009 2.318 260.280 2.886
202012 1.652 260.474 2.055
202103 3.843 264.877 4.702
202106 2.554 271.696 3.046
202109 3.203 274.310 3.784
202112 0.929 278.802 1.080
202203 3.318 287.504 3.740
202206 1.425 296.311 1.558
202209 1.022 296.808 1.116
202212 -2.630 296.797 -2.872
202303 0.994 301.836 1.067
202306 1.812 305.109 1.925
202309 1.776 307.789 1.870
202312 -0.128 306.746 -0.135
202403 2.176 312.332 2.258
202406 3.376 314.175 3.482
202409 2.860 315.301 2.939
202412 2.107 315.605 2.163
202503 2.927 319.799 2.966
202506 0.478 322.561 0.480
202509 2.820 324.800 2.814
202512 2.140 324.054 2.140

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NT$6.82 mean?
Fubon Financial Holdings Co (TPE:2881) has a E10 of NT$6.82 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors.
Is Fubon Financial Holdings Co's E10 too high?
Fubon Financial Holdings Co's current E10 is NT$6.82. Overall, Fubon Financial Holdings Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fubon Financial Holdings Co's E10 compare to AFL and MET?
Fubon Financial Holdings Co's E10 of NT$6.82 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Fubon Financial Holdings Co and its competitors. Fubon Financial Holdings Co's current E10 is NT$6.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fubon Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Fubon Financial Holdings Co (TPE:2881) is currently considered Fairly Valued. The stock's GF Value™ is NT$139.93, compared to a current price of NT$128.50 — trading 8.2% below its estimated fair value. The current E10 is NT$6.82. Fubon Financial Holdings Co's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Fubon Financial Holdings Co (TPE:2881), the current E10 is NT$6.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fubon Financial Holdings Co (TPE:2881) Overvalued in 2026?

Based on GuruFocus' analysis, Fubon Financial Holdings Co stock appears to be undervalued. The current stock price of NT$128.50 is trading 8.2% below its estimated GF Value™ of NT$139.93. GuruFocus considers Fubon Financial Holdings Co to be Fairly Valued.

Key valuation signals for TPE:2881:

  • E10: NT$6.82
  • GF Value™: NT$139.93 vs. price of NT$128.50 (8.2% below fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the TPE:2881 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fubon Financial Holdings Co Business Description

Address No. 179, Liaoning Street, 15-16th Floor, Zhongshan District, Taipei, TWN, 104
Fubon Financial Holdings Co Ltd is a full-service financial holding company. Along with its subsidiaries, the company operates in the following reportable segments: Bank business, Insurance business, Life insurance business, Securities business, and Others. It generates maximum revenue from the Life Insurance business segment, which provides a variety of life and property insurance services. In addition to its reportable businesses, the group is also engaged in financial holding, venture capital, and asset management businesses. Geographically, it generates maximum revenue from Taiwan, followed by other Asian regions, and other markets.
65GF Score

Get the complete analysis for TPE:2881

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$128.50
Price
NT$139.93
GF Value