The Kita Nippon Bank (TSE:8551) E10: 円300.69 (As of Mar. 2026)


TSE:8551 The Kita Nippon Bank Ltd TSE:8551
49 GF Score
Price 円5,580.00
GF Value 円2,846.64
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is The Kita Nippon Bank E10?

The Kita Nippon Bank TSE:8551 +2.01% 49 E10 is 円300.69 as of Mar. 2026. GuruFocus rates TSE:8551 with a GF Score™ of 49/100 and a GF Value™ of 円2,846.64 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Kita Nippon Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was 円164.032. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円300.69 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Kita Nippon Bank was 13.60% per year. The lowest was 1.70% per year. And the median was 7.25% per year.

As of today (2026-07-02), The Kita Nippon Bank's current stock price is 円5580.00. The Kita Nippon Bank's E10 for the quarter that ended in Mar. 2026 was 円300.69. The Kita Nippon Bank's Shiller PE Ratio of today is 18.56.

During the past 13 years, the highest Shiller PE Ratio of The Kita Nippon Bank was 23.95. The lowest was 5.38. And the median was 8.89.


The Kita Nippon Bank  (TSE:8551) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Kita Nippon Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=5580.00/300.69
=18.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Kita Nippon Bank was 23.95. The lowest was 5.38. And the median was 8.89.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Kita Nippon Bank E10 Related Terms


The Kita Nippon Bank E10 Historical Data

* Premium members only.

The historical data trend for The Kita Nippon Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Kita Nippon Bank E10 Chart

The Kita Nippon Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 271.97 285.53 293.52 0.00 300.69

The Kita Nippon Bank Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 296.76 292.57 300.13 300.69

The Kita Nippon Bank E10 Competitor Comparison

For the Banks - Regional subindustry, The Kita Nippon Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Kita Nippon Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Kita Nippon Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Kita Nippon Bank's Shiller PE Ratio falls into.


TSE:8551
49GF Score
The Kita Nippon Bank Ltd TSE:8551
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Kita Nippon Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Kita Nippon Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=164.032/112.7000*112.7000
=164.032

Current CPI (Mar. 2026) = 112.7000.

The Kita Nippon Bank Quarterly Data

per share eps CPI Adj_EPS
201603 -2.660 97.900 -3.062
201606 65.080 98.100 74.766
201609 60.350 98.000 69.403
201612 120.420 98.400 137.920
201703 70.760 98.100 81.291
201706 46.570 98.500 53.284
201709 74.520 98.800 85.004
201712 110.490 99.400 125.274
201803 -43.680 99.200 -49.624
201806 32.990 99.200 37.480
201809 72.870 99.900 82.207
201812 83.010 99.700 93.834
201903 -38.140 99.700 -43.113
201906 31.150 99.800 35.176
201909 56.100 100.100 63.162
201912 105.880 100.500 118.733
202003 -42.240 100.300 -47.462
202006 35.080 99.900 39.575
202009 56.190 99.900 63.390
202012 83.500 99.300 94.768
202103 4.300 99.900 4.851
202106 68.820 99.500 77.950
202109 79.520 100.100 89.530
202112 118.980 100.100 133.957
202203 -19.500 101.100 -21.737
202206 100.000 101.800 110.707
202209 96.030 103.100 104.972
202212 105.180 104.100 113.869
202303 13.670 104.400 14.757
202306 76.430 105.200 81.879
202309 29.270 106.200 31.061
202312 155.980 106.800 164.597
202403 101.590 107.200 106.802
202406 131.583 108.200 137.055
202409 136.067 108.900 140.815
202503 0.000 111.100 0.000
202506 135.770 111.700 136.985
202509 116.220 112.000 116.946
202512 111.018 113.000 110.723
202603 164.032 112.700 164.032

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円300.69 mean?
The Kita Nippon Bank (TSE:8551) has a E10 of 円300.69 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Kita Nippon Bank and its competitors.
Is The Kita Nippon Bank's E10 too high?
The Kita Nippon Bank's current E10 is 円300.69. Overall, The Kita Nippon Bank has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Kita Nippon Bank's E10 compare to competitors?
The Kita Nippon Bank's E10 of 円300.69 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Kita Nippon Bank and its competitors. The Kita Nippon Bank's current E10 is 円300.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Kita Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Kita Nippon Bank (TSE:8551) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,846.64, compared to a current price of 円5,580.00 — trading 96% above its estimated fair value. The current E10 is 円300.69. The Kita Nippon Bank's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For The Kita Nippon Bank (TSE:8551), the current E10 is 円300.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Kita Nippon Bank (TSE:8551) Overvalued in 2026?

Based on GuruFocus' analysis, The Kita Nippon Bank stock appears to be overvalued. The current stock price of 円5,580.00 is trading 96% above its estimated GF Value™ of 円2,846.64. GuruFocus considers The Kita Nippon Bank to be Significantly Overvalued.

Key valuation signals for TSE:8551:

  • E10: 円300.69
  • GF Value™: 円2,846.64 vs. price of 円5,580.00 (96% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the TSE:8551 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Kita Nippon Bank Business Description

Address 1-6-7 Chuodori, Morioka, JPN, 020-8666
The Kita Nippon Bank Ltd operates as a bank in Japan. Principally, it offers general banking business such as accepting deposits, granting loans, as well as syndicated loans, saving accounts, fixed deposits, current and recurring accounts. The bank renders various business including securities investment, foreign exchange, domestic exchange, trust and other related business. In addition, it also offers credit cards, credit guarantee, and leasing and contracts businesses.
49GF Score

Get the complete analysis for TSE:8551

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円5,580.00
Price
円2,846.64
GF Value