The Kita Nippon Bank (TSE:8551) Scaled Net Operating Assets: -0.02 (As of Mar. 2026)

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TSE:8551 The Kita Nippon Bank Ltd TSE:8551
54 GF Score
Price 円6,030.00
GF Value 円2,854.74
Valuation Significantly Overvalued
! 2 Warning Signs
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What is The Kita Nippon Bank Scaled Net Operating Assets?

The Kita Nippon Bank TSE:8551 -5.19% 54 Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus rates TSE:8551 with a GF Score™ of 54/100 and a GF Value™ of 円2,854.74 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Kita Nippon Bank's operating assets for the quarter that ended in Mar. 2026 was 円1,439,113 Mil. The Kita Nippon Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円1,466,966 Mil. The Kita Nippon Bank's Total Assets for the quarter that ended in Dec. 2025 was 円1,560,947 Mil. Therefore, The Kita Nippon Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.02.

TSE:8551
54GF Score
The Kita Nippon Bank Ltd TSE:8551
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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The Kita Nippon Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

The Kita Nippon Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(1439113-1466966)/1526336
=-0.02

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1563506 - 124393
=1439113

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1468488 - 1522 - 0
=1466966

The Kita Nippon Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1439113-1466966)/1560947
=-0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1563506 - 124393
=1439113

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1468488 - 1522 - 0
=1466966

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.02 mean?
The Kita Nippon Bank (TSE:8551) has a Scaled Net Operating Assets of -0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Kita Nippon Bank and its competitors.
Is The Kita Nippon Bank's Scaled Net Operating Assets too high?
The Kita Nippon Bank's current Scaled Net Operating Assets is -0.02. Overall, The Kita Nippon Bank has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Kita Nippon Bank's Scaled Net Operating Assets compare to competitors?
The Kita Nippon Bank's Scaled Net Operating Assets of -0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on The Kita Nippon Bank and its competitors. The Kita Nippon Bank's current Scaled Net Operating Assets is -0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Kita Nippon Bank stock overvalued right now?
Based on GuruFocus' analysis, The Kita Nippon Bank (TSE:8551) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,854.74, compared to a current price of 円6,030.00 — trading 111.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.02. The Kita Nippon Bank's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For The Kita Nippon Bank (TSE:8551), the current Scaled Net Operating Assets is -0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Kita Nippon Bank (TSE:8551) Overvalued in 2026?

Based on GuruFocus' analysis, The Kita Nippon Bank stock appears to be overvalued. The current stock price of 円6,030.00 is trading 111.2% above its estimated GF Value™ of 円2,854.74. GuruFocus considers The Kita Nippon Bank to be Significantly Overvalued.

Key valuation signals for TSE:8551:

  • Scaled Net Operating Assets: -0.02
  • GF Value™: 円2,854.74 vs. price of 円6,030.00 (111.2% above fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the TSE:8551 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Kita Nippon Bank Business Description

Address 1-6-7 Chuodori, Morioka, JPN, 020-8666
The Kita Nippon Bank Ltd operates as a bank in Japan. Principally, it offers general banking business such as accepting deposits, granting loans, as well as syndicated loans, saving accounts, fixed deposits, current and recurring accounts. The bank renders various business including securities investment, foreign exchange, domestic exchange, trust and other related business. In addition, it also offers credit cards, credit guarantee, and leasing and contracts businesses.
54GF Score

Get the complete analysis for TSE:8551

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円6,030.00
Price
円2,854.74
GF Value