Chubb (WBO:CHBB) E10: € (As of Jun. 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WBO:CHBB Chubb Ltd WBO:CHBB
69 GF Score
Price €296.50
GF Value €262.96
! 6 Warning Signs
View Full Analysis

What is Chubb E10?

Chubb WBO:CHBB +0.74% 69 E10 is € as of Jun. 2026. GuruFocus rates WBO:CHBB with a GF Score™ of 69/100 and a GF Value™ of €262.96. The stock has 6 warning signs investors should review.

Note: As E10 is a main component used to calculate Shiller PE Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation sectione below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Chubb's adjusted earnings per share data for the three months ended in Jun. 2026 was €7.295. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Chubb's average E10 Growth Rate was 16.10% per year. During the past 3 years, the average E10 Growth Rate was 12.00% per year. During the past 5 years, the average E10 Growth Rate was 11.80% per year. During the past 10 years, the average E10 Growth Rate was 7.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Chubb was 16.10% per year. The lowest was 2.50% per year. And the median was 11.10% per year.

As of today (2026-09-22), Chubb's current stock price is €296.50. Chubb's E10 for the quarter that ended in Jun. 2026 was . Chubb's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Chubb was 23.48. The lowest was 11.99. And the median was 18.93.


Chubb  (WBO:CHBB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Chubb was 23.48. The lowest was 11.99. And the median was 18.93.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Chubb E10 Related Terms


Chubb E10 Historical Data

* Premium members only.

The historical data trend for Chubb's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chubb E10 Chart

Chubb Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
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Chubb Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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WBO:CHBB vs PGR, TRV, ALL: E10 Comparison

For the Insurance - Property & Casualty subindustry, Chubb's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chubb Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Chubb's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Chubb's Shiller PE Ratio falls into.


WBO:CHBB
69GF Score
Chubb Ltd WBO:CHBB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chubb E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chubb's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.2946/108.5600*108.5600
=7.295

Current CPI (Jun. 2026) = 108.5600.

Chubb Quarterly Data

per share eps CPI Adj_EPS
201609 2.885 99.604 3.144
201612 3.414 99.380 3.729
201703 2.312 100.040 2.509
201706 2.766 100.285 2.994
201709 -0.150 100.254 -0.163
201712 3.265 100.213 3.537
201803 2.305 100.836 2.481
201806 2.763 101.435 2.957
201809 2.642 101.246 2.832
201812 0.766 100.906 0.824
201903 2.253 101.571 2.408
201906 2.499 102.044 2.659
201909 2.381 101.396 2.550
201912 2.573 101.063 2.764
202003 0.554 101.048 0.596
202006 -0.733 100.743 -0.790
202009 2.634 100.585 2.843
202012 5.334 100.241 5.777
202103 5.074 100.800 5.464
202106 5.056 101.352 5.416
202109 4.181 101.533 4.470
202112 4.947 101.776 5.277
202203 4.544 103.205 4.780
202206 2.797 104.783 2.898
202209 1.887 104.835 1.954
202212 3.130 104.666 3.246
202303 4.527 106.245 4.626
202306 4.315 106.576 4.395
202309 4.952 106.570 5.044
202312 8.035 106.461 8.194
202403 5.230 107.355 5.289
202406 5.458 107.991 5.486
202409 5.698 107.468 5.756
202412 6.328 107.128 6.413
202503 3.289 107.722 3.315
202506 7.349 108.075 7.382
202509 6.987 107.710 7.042
202512 8.096 107.200 8.199
202603 5.879 108.060 5.907
202606 7.295 108.560 7.295

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of € mean?
Chubb (WBO:CHBB) has a E10 of € as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chubb and its competitors.
Is Chubb's E10 too high?
Chubb's current E10 is €. Overall, Chubb has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Chubb's E10 compare to PGR and TRV?
Chubb's E10 of € can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chubb and its competitors. Chubb's current E10 is €. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chubb stock overvalued right now?
Chubb (WBO:CHBB) has a current E10 of €. The stock's GF Value™ is €262.96, compared to a current price of €296.50 — trading 12.8% above its estimated fair value. The current E10 is €. Chubb's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Chubb (WBO:CHBB), the current E10 is € as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chubb (WBO:CHBB) Overvalued in 2026?

Based on GuruFocus' analysis, Chubb stock appears to be overvalued. The current stock price of €296.50 is trading 12.8% above its estimated GF Value™ of €262.96.

Key valuation signals for WBO:CHBB:

  • E10:
  • GF Value™: €262.96 vs. price of €296.50 (12.8% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the WBO:CHBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chubb Business Description

Address Baerengasse 32, Zurich, CHE, CH-8001
ACE acquired Chubb in 2016 and assumed the Chubb name. The combination made the new Chubb one of the largest domestic property and casualty insurers, with operations in over 50 countries spanning commercial and personal P&C insurance, reinsurance, and life insurance.
69GF Score

Get the complete analysis for WBO:CHBB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€296.50
Price
€262.96
GF Value