CaixaBank (XMAD:CABK) E10: €0.52 (As of Mar. 2026)


XMAD:CABK CaixaBank SA XMAD:CABK
61 GF Score
Price €12.31
GF Value €5.85
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is CaixaBank E10?

CaixaBank XMAD:CABK -0.53% 61 E10 is €0.52 as of Mar. 2026. GuruFocus rates XMAD:CABK with a GF Score™ of 61/100 and a GF Value™ of €5.85 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

CaixaBank's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.226. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €0.52 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CaixaBank's average E10 Growth Rate was 18.20% per year. During the past 3 years, the average E10 Growth Rate was 20.70% per year. During the past 5 years, the average E10 Growth Rate was 20.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of CaixaBank was 21.50% per year. The lowest was 2.90% per year. And the median was 20.50% per year.

As of today (2026-06-27), CaixaBank's current stock price is €12.31. CaixaBank's E10 for the quarter that ended in Mar. 2026 was €0.52. CaixaBank's Shiller PE Ratio of today is 23.67.

During the past 13 years, the highest Shiller PE Ratio of CaixaBank was 24.32. The lowest was 7.25. And the median was 12.50.


CaixaBank  (XMAD:CABK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

CaixaBank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.31/0.52
=23.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of CaixaBank was 24.32. The lowest was 7.25. And the median was 12.50.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


CaixaBank E10 Related Terms


CaixaBank E10 Historical Data

* Premium members only.

The historical data trend for CaixaBank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CaixaBank E10 Chart

CaixaBank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.29 0.35 0.43 0.51

CaixaBank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.46 0.47 0.51 0.52

XMAD:CABK vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, CaixaBank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CaixaBank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CaixaBank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where CaixaBank's Shiller PE Ratio falls into.


XMAD:CABK
61GF Score
CaixaBank SA XMAD:CABK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CaixaBank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CaixaBank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.226/128.4016*128.4016
=0.226

Current CPI (Mar. 2026) = 128.4016.

CaixaBank Quarterly Data

per share eps CPI Adj_EPS
201606 0.069 100.333 0.088
201609 0.056 99.737 0.072
201612 0.013 101.842 0.016
201703 0.067 100.896 0.085
201706 0.073 101.848 0.092
201709 0.109 101.524 0.138
201712 0.028 102.975 0.035
201803 0.118 102.122 0.148
201806 0.093 104.165 0.115
201809 0.079 103.818 0.098
201812 0.022 104.193 0.027
201903 0.089 103.488 0.110
201906 0.004 104.612 0.005
201909 0.108 103.905 0.133
201912 0.051 105.015 0.062
202003 0.015 103.469 0.019
202006 0.008 104.254 0.010
202009 0.087 103.521 0.108
202012 0.110 104.456 0.135
202103 0.594 104.857 0.727
202106 -0.089 107.102 -0.107
202109 0.092 107.669 0.110
202112 0.042 111.298 0.048
202203 0.088 115.153 0.098
202206 0.092 118.044 0.100
202209 0.114 117.221 0.125
202212 0.088 117.650 0.096
202303 0.114 118.948 0.123
202306 0.153 120.278 0.163
202309 0.204 121.343 0.216
202312 0.157 121.300 0.166
202403 0.137 122.762 0.143
202406 0.211 124.409 0.218
202409 0.218 123.121 0.227
202412 0.216 124.753 0.222
202503 0.208 125.531 0.213
202506 0.190 127.251 0.192
202509 0.205 126.842 0.208
202512 0.213 128.402 0.213
202603 0.226 128.402 0.226

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €0.52 mean?
CaixaBank (XMAD:CABK) has a E10 of €0.52 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CaixaBank and its competitors.
Is CaixaBank's E10 too high?
CaixaBank's current E10 is €0.52. Overall, CaixaBank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CaixaBank's E10 compare to PNC and USB?
CaixaBank's E10 of €0.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on CaixaBank and its competitors. CaixaBank's current E10 is €0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CaixaBank stock overvalued right now?
Based on GuruFocus' analysis, CaixaBank (XMAD:CABK) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.85, compared to a current price of €12.31 — trading 110.4% above its estimated fair value. The current E10 is €0.52. CaixaBank's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For CaixaBank (XMAD:CABK), the current E10 is €0.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CaixaBank (XMAD:CABK) Overvalued in 2026?

Based on GuruFocus' analysis, CaixaBank stock appears to be overvalued. The current stock price of €12.31 is trading 110.4% above its estimated GF Value™ of €5.85. GuruFocus considers CaixaBank to be Significantly Overvalued.

Key valuation signals for XMAD:CABK:

  • E10: €0.52
  • GF Value™: €5.85 vs. price of €12.31 (110.4% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the XMAD:CABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CaixaBank Business Description

Address Calle Pintor Sorolla, N. 2-4, Valencia, ESP, 46002
CaixaBank SA is a Spanish bank that combines banking, insurance, and equity investment businesses. Its operations include retail banking, corporate banking, cash management, surplus management, and the allocation of income from financing the equity investment business. It consists of business segments of the Banking and insurance business, BPI, and Corporate center. The majority of its revenue comes from the Banking and insurance business. The company has a geographic presence in Spain, Portugal, America, the Rest of the European Union, and the Rest of the world. In which Spain generates the majority of its revenue.
61GF Score

Get the complete analysis for XMAD:CABK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.31
Price
€5.85
GF Value