Komercni Banka AS (XPRA:KOMB) E10: Kč128.10 (As of Mar. 2026)


XPRA:KOMB Komercni Banka AS XPRA:KOMB
58 GF Score
Price Kč991.00
GF Value Kč857.18
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Komercni Banka AS E10?

Komercni Banka AS XPRA:KOMB +1.12% 58 E10 is Kč128.10 as of Mar. 2026. GuruFocus rates XPRA:KOMB with a GF Score™ of 58/100 and a GF Value™ of Kč857.18 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Komercni Banka AS's adjusted earnings per share data for the three months ended in Mar. 2026 was Kč84.900. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Kč128.10 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Komercni Banka AS's average E10 Growth Rate was 10.10% per year. During the past 3 years, the average E10 Growth Rate was 9.60% per year. During the past 5 years, the average E10 Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Komercni Banka AS was 9.60% per year. The lowest was 2.90% per year. And the median was 5.90% per year.

As of today (2026-07-05), Komercni Banka AS's current stock price is Kč991.00. Komercni Banka AS's E10 for the quarter that ended in Mar. 2026 was Kč128.10. Komercni Banka AS's Shiller PE Ratio of today is 7.74.

During the past 13 years, the highest Shiller PE Ratio of Komercni Banka AS was 11.02. The lowest was 5.52. And the median was 8.01.


Komercni Banka AS  (XPRA:KOMB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Komercni Banka AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=991.00/128.10
=7.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Komercni Banka AS was 11.02. The lowest was 5.52. And the median was 8.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Komercni Banka AS E10 Related Terms


Komercni Banka AS E10 Historical Data

* Premium members only.

The historical data trend for Komercni Banka AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercni Banka AS E10 Chart

Komercni Banka AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.77 95.42 98.21 108.54 125.68

Komercni Banka AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 116.39 117.57 118.56 125.68 128.10

XPRA:KOMB vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Komercni Banka AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercni Banka AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Komercni Banka AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Komercni Banka AS's Shiller PE Ratio falls into.


XPRA:KOMB
58GF Score
Komercni Banka AS XPRA:KOMB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercni Banka AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Komercni Banka AS's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=84.9/330.2130*330.2130
=84.900

Current CPI (Mar. 2026) = 330.2130.

Komercni Banka AS Quarterly Data

per share eps CPI Adj_EPS
201606 20.126 241.018 27.574
201609 20.894 241.428 28.578
201612 16.134 241.432 22.067
201703 21.609 243.801 29.268
201706 19.147 244.955 25.811
201709 18.681 246.819 24.993
201712 19.618 246.524 26.278
201803 63.520 249.554 84.050
201806 19.878 251.989 26.049
201809 -34.370 252.439 -44.959
201812 77.223 251.233 101.500
201903 16.817 254.202 21.846
201906 21.376 256.143 27.557
201909 20.375 256.759 26.204
201912 20.333 256.974 26.128
202003 14.074 258.115 18.005
202006 9.420 257.797 12.066
202009 8.710 260.280 11.050
202012 10.982 260.474 13.922
202103 10.574 264.877 13.182
202106 16.568 271.696 20.136
202109 18.167 274.310 21.869
202112 22.080 278.802 26.152
202203 18.601 287.504 21.364
202206 25.480 296.311 28.395
202209 24.696 296.808 27.475
202212 24.527 296.797 27.288
202303 18.856 301.836 20.629
202306 23.960 305.109 25.931
202309 22.594 307.789 24.240
202312 17.257 306.746 18.577
202403 14.847 312.332 15.697
202406 18.744 314.175 19.701
202409 32.803 315.301 34.354
202412 99.630 315.605 104.241
202503 88.700 319.799 91.588
202506 24.479 322.561 25.060
202509 25.284 324.800 25.705
202512 94.720 324.054 96.520
202603 84.900 330.213 84.900

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Kč128.10 mean?
Komercni Banka AS (XPRA:KOMB) has a E10 of Kč128.10 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Komercni Banka AS and its competitors.
Is Komercni Banka AS's E10 too high?
Komercni Banka AS's current E10 is Kč128.10. Overall, Komercni Banka AS has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's E10 compare to PNC and USB?
Komercni Banka AS's E10 of Kč128.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Komercni Banka AS and its competitors. Komercni Banka AS's current E10 is Kč128.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Based on GuruFocus' analysis, Komercni Banka AS (XPRA:KOMB) is currently considered Modestly Overvalued. The stock's GF Value™ is Kč857.18, compared to a current price of Kč991.00 — trading 15.6% above its estimated fair value. The current E10 is Kč128.10. Komercni Banka AS's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Komercni Banka AS (XPRA:KOMB), the current E10 is Kč128.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercni Banka AS (XPRA:KOMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued. The current stock price of Kč991.00 is trading 15.6% above its estimated GF Value™ of Kč857.18. GuruFocus considers Komercni Banka AS to be Modestly Overvalued.

Key valuation signals for XPRA:KOMB:

  • E10: Kč128.10
  • GF Value™: Kč857.18 vs. price of Kč991.00 (15.6% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the XPRA:KOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercni Banka AS Business Description

Other Exchanges KONN:Germany
Address Na Prikope 33 cp. 969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
58GF Score

Get the complete analysis for XPRA:KOMB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč991.00
Price
Kč857.18
GF Value