Komercni Banka AS (XPRA:KOMB) E10: Kč129.15 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPRA:KOMB Komercni Banka AS XPRA:KOMB
59 GF Score
Price Kč1,053.00
GF Value Kč958.18
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Komercni Banka AS E10?

Komercni Banka AS XPRA:KOMB -0.19% 59 E10 is Kč129.15 as of Jun. 2026. GuruFocus rates XPRA:KOMB with a GF Score™ of 59/100 and a GF Value™ of Kč958.18 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Komercni Banka AS's adjusted earnings per share data for the three months ended in Jun. 2026 was Kč23.881. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is Kč129.15 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Komercni Banka AS's average E10 Growth Rate was 9.80% per year. During the past 3 years, the average E10 Growth Rate was 9.60% per year. During the past 5 years, the average E10 Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Komercni Banka AS was 9.60% per year. The lowest was 2.90% per year. And the median was 5.90% per year.

As of today (2026-08-19), Komercni Banka AS's current stock price is Kč1053.00. Komercni Banka AS's E10 for the quarter that ended in Jun. 2026 was Kč129.15. Komercni Banka AS's Shiller PE Ratio of today is 8.15.

During the past 13 years, the highest Shiller PE Ratio of Komercni Banka AS was 11.02. The lowest was 5.52. And the median was 8.01.


Komercni Banka AS  (XPRA:KOMB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Komercni Banka AS's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1053.00/129.15
=8.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Komercni Banka AS was 11.02. The lowest was 5.52. And the median was 8.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Komercni Banka AS E10 Related Terms


Komercni Banka AS E10 Historical Data

* Premium members only.

The historical data trend for Komercni Banka AS's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Komercni Banka AS E10 Chart

Komercni Banka AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 89.77 95.42 98.21 108.54 125.68

Komercni Banka AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 117.57 118.56 125.68 128.10 129.15

XPRA:KOMB vs PNC, USB: E10 Comparison

For the Banks - Regional subindustry, Komercni Banka AS's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercni Banka AS Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Komercni Banka AS's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Komercni Banka AS's Shiller PE Ratio falls into.


XPRA:KOMB
59GF Score
Komercni Banka AS XPRA:KOMB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Komercni Banka AS E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Komercni Banka AS's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=23.881/333.9520*333.9520
=23.881

Current CPI (Jun. 2026) = 333.9520.

Komercni Banka AS Quarterly Data

per share eps CPI Adj_EPS
201609 20.894 241.428 28.901
201612 16.134 241.432 22.317
201703 21.609 243.801 29.599
201706 19.147 244.955 26.103
201709 18.681 246.819 25.276
201712 19.618 246.524 26.575
201803 63.520 249.554 85.002
201806 19.878 251.989 26.344
201809 -34.370 252.439 -45.468
201812 77.223 251.233 102.649
201903 16.817 254.202 22.093
201906 21.376 256.143 27.869
201909 20.375 256.759 26.501
201912 20.333 256.974 26.424
202003 14.074 258.115 18.209
202006 9.420 257.797 12.203
202009 8.710 260.280 11.175
202012 10.982 260.474 14.080
202103 10.574 264.877 13.332
202106 16.568 271.696 20.364
202109 18.167 274.310 22.117
202112 22.080 278.802 26.448
202203 18.601 287.504 21.606
202206 25.480 296.311 28.717
202209 24.696 296.808 27.787
202212 24.527 296.797 27.597
202303 18.856 301.836 20.862
202306 23.960 305.109 26.225
202309 22.594 307.789 24.515
202312 17.257 306.746 18.788
202403 14.847 312.332 15.875
202406 18.744 314.175 19.924
202409 32.803 315.301 34.743
202412 99.630 315.605 105.422
202503 88.700 319.799 92.626
202506 24.479 322.561 25.343
202509 25.284 324.800 25.996
202512 94.720 324.054 97.613
202603 84.900 330.213 85.861
202606 23.881 333.952 23.881

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of Kč129.15 mean?
Komercni Banka AS (XPRA:KOMB) has a E10 of Kč129.15 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Komercni Banka AS and its competitors.
Is Komercni Banka AS's E10 too high?
Komercni Banka AS's current E10 is Kč129.15. Overall, Komercni Banka AS has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Komercni Banka AS's E10 compare to PNC and USB?
Komercni Banka AS's E10 of Kč129.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Komercni Banka AS and its competitors. Komercni Banka AS's current E10 is Kč129.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Komercni Banka AS stock overvalued right now?
Based on GuruFocus' analysis, Komercni Banka AS (XPRA:KOMB) is currently considered Fairly Valued. The stock's GF Value™ is Kč958.18, compared to a current price of Kč1,053.00 — trading 9.9% above its estimated fair value. The current E10 is Kč129.15. Komercni Banka AS's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Komercni Banka AS (XPRA:KOMB), the current E10 is Kč129.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Komercni Banka AS (XPRA:KOMB) Overvalued in 2026?

Based on GuruFocus' analysis, Komercni Banka AS stock appears to be overvalued. The current stock price of Kč1,053.00 is trading 9.9% above its estimated GF Value™ of Kč958.18. GuruFocus considers Komercni Banka AS to be Fairly Valued.

Key valuation signals for XPRA:KOMB:

  • E10: Kč129.15
  • GF Value™: Kč958.18 vs. price of Kč1,053.00 (9.9% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XPRA:KOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Komercni Banka AS Business Description

Other Exchanges KONN:Germany
Address Na Prikope 33 cp. 969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by other specialized services, including pension insurance, building savings, leasing, factoring, consumer loans, insurance, and services of fintech companies. The Group has the following operating segments: i) Retail Banking: includes the provision of products and services to individuals, ii) Corporate Banking: includes the provision of products and services to corporate entities, iii) Investment Banking: involves trading in financial instruments; and iv) Other: consists of the head office of the Bank. The majority of the revenue is derived from the Retail banking segment.
59GF Score

Get the complete analysis for XPRA:KOMB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,053.00
Price
Kč958.18
GF Value