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Commercial International Bank (Egypt) CIBCIBEY -0.21%89 3-Year EPS without NRI Growth Rate is 61.00% as of Jun. 2026, which is 151% above its 10-year median of 24.30. GuruFocus rates CIBEY with a GF Score™ of 89/100 and a GF Value™ of $2.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, Commercial International Bank (Egypt) CIB ranks better than 95.65% on this metric.
During the past 12 months, Commercial International Bank (Egypt) CIB's average EPS without NRI Growth Rate was 23.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 61.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 49.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 28.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Commercial International Bank (Egypt) CIB was 61.00% per year. The lowest was 5.10% per year. And the median was 24.30% per year.
Commercial International Bank (Egypt) CIB (OTCPK:CIBEY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Commercial International Bank (Egypt) CIB 3-Year EPS without NRI Growth Rate Related Terms
Commercial International Bank (Egypt) CIB 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial International Bank (Egypt) CIB 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate falls into.
Commercial International Bank (Egypt) CIB 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 61.00% mean?
Commercial International Bank (Egypt) CIB (CIBEY) has a 3-Year EPS without NRI Growth Rate of 61.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commercial International Bank (Egypt) CIB and its competitors. This is 151% above median its historical median of 24.30. Over the past decade, Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate has ranged from 5.10 to 61.00. According to the industry distribution chart, Commercial International Bank (Egypt) CIB ranks #61 out of 1402 companies in the Banks industry, placing it in the top 4.4%.
Is Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate too high?
Commercial International Bank (Egypt) CIB's current 3-Year EPS without NRI Growth Rate of 61.00% is 151% above median its 10-year median of 24.30. Over the past 10 years, this metric has ranged from a low of 5.10 to a high of 61.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Commercial International Bank (Egypt) CIB's value of 61.00% is 702.6% above this industry median. Based on the distribution chart, Commercial International Bank (Egypt) CIB ranks #61 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Commercial International Bank (Egypt) CIB ranks #61 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Commercial International Bank (Egypt) CIB in the top 4% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Commercial International Bank (Egypt) CIB's value of 61.00% is 702.6% above this benchmark. Historically, Commercial International Bank (Egypt) CIB's own 3-Year EPS without NRI Growth Rate has ranged from 5.10 to 61.00 over the past decade. While the company's 10-year median is 24.30 vs. the industry median of 7.60, Commercial International Bank (Egypt) CIB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial International Bank (Egypt) CIB's current 3-Year EPS without NRI Growth Rate of 61.00% is 702.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commercial International Bank (Egypt) CIB and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial International Bank (Egypt) CIB's current 3-Year EPS without NRI Growth Rate is 61.00%, which is 151% above median its own 10-year median of 24.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CIBEY) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.74, compared to a current price of $2.42 — trading 11.7% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 61.00%, which is 151% above median its 10-year median of 24.30 and 702.6% above the Banks industry median of 7.60. Commercial International Bank (Egypt) CIB's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CIBEY), the current 3-Year EPS without NRI Growth Rate is 61.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial International Bank (Egypt) CIB (CIBEY) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued.
The current stock price of $2.42 is trading 11.7% below its estimated GF Value™ of $2.74.
GuruFocus considers Commercial International Bank (Egypt) CIB to be Modestly Undervalued.
Key valuation signals for CIBEY:
3-Year EPS without NRI Growth Rate: 61.00% (151% above median its 10-year median of 24.30)
GF Value™: $2.74 vs. price of $2.42 (11.7% below fair value)
Industry Position: 702.6% above the Banks median (#61 of 1402)
No single metric tells the full story. See the CIBEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
89GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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