CIBEY (Commercial International Bank (Egypt) CIB) Pre-Tax Income: $2,504 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIBEY Commercial International Bank (Egypt) CIB CIBEY
89 GF Score
Price $2.42
GF Value $2.74
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Commercial International Bank (Egypt) CIB Pre-Tax Income?

Commercial International Bank (Egypt) CIB CIBEY -0.21% 89 Pre-Tax Income is $2,504 Mil as of Jun. 2026. GuruFocus rates CIBEY with a GF Score™ of 89/100 and a GF Value™ of $2.74 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Commercial International Bank (Egypt) CIB's pretax income for the three months ended in Jun. 2026 was $602 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $2,504 Mil. Commercial International Bank (Egypt) CIB's pretax margin was 79.05%.

During the past 13 years, Commercial International Bank (Egypt) CIB's highest Pretax Margin was 92.47%. The lowest was 53.53%. And the median was 65.22%.


Commercial International Bank (Egypt) CIB  (OTCPK:CIBEY) Pre-Tax Income Explanation

Commercial International Bank (Egypt) CIB's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=601.84/761.295
=79.05%

During the past 13 years, Commercial International Bank (Egypt) CIB's highest Pretax Margin was 92.47%. The lowest was 53.53%. And the median was 65.22%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Commercial International Bank (Egypt) CIB Pre-Tax Income Related Terms


Commercial International Bank (Egypt) CIB Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Commercial International Bank (Egypt) CIB's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial International Bank (Egypt) CIB Pre-Tax Income Chart

Commercial International Bank (Egypt) CIB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,198.81 971.80 1,347.52 1,525.50 2,348.40

Commercial International Bank (Egypt) CIB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 471.99 768.33 595.43 538.01 601.84

Commercial International Bank (Egypt) CIB Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Commercial International Bank (Egypt) CIB's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial International Bank (Egypt) CIB Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Commercial International Bank (Egypt) CIB's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Commercial International Bank (Egypt) CIB's Pre-Tax Income falls into.


CIBEY
89GF Score
Commercial International Bank (Egypt) CIB CIBEY
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial International Bank (Egypt) CIB Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Commercial International Bank (Egypt) CIB's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+2348.398
=2,348

Commercial International Bank (Egypt) CIB's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+601.84
=602

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,504 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $2,504 Mil mean?
Commercial International Bank (Egypt) CIB (CIBEY) has a Pre-Tax Income of $2,504 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Commercial International Bank (Egypt) CIB and its competitors.
Is Commercial International Bank (Egypt) CIB's Pre-Tax Income too high?
Commercial International Bank (Egypt) CIB's current Pre-Tax Income is $2,504 Mil. Overall, Commercial International Bank (Egypt) CIB has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Commercial International Bank (Egypt) CIB's Pre-Tax Income compare to competitors?
Commercial International Bank (Egypt) CIB's Pre-Tax Income of $2,504 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Commercial International Bank (Egypt) CIB and its competitors. Commercial International Bank (Egypt) CIB's current Pre-Tax Income is $2,504 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial International Bank (Egypt) CIB stock overvalued right now?
Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB (CIBEY) is currently considered Modestly Undervalued. The stock's GF Value™ is $2.74, compared to a current price of $2.42 — trading 11.7% below its estimated fair value. The current Pre-Tax Income is $2,504 Mil. Commercial International Bank (Egypt) CIB's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Commercial International Bank (Egypt) CIB (CIBEY), the current Pre-Tax Income is $2,504 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial International Bank (Egypt) CIB (CIBEY) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial International Bank (Egypt) CIB stock appears to be undervalued. The current stock price of $2.42 is trading 11.7% below its estimated GF Value™ of $2.74. GuruFocus considers Commercial International Bank (Egypt) CIB to be Modestly Undervalued.

Key valuation signals for CIBEY:

  • Pre-Tax Income: $2,504 Mil
  • GF Value™: $2.74 vs. price of $2.42 (11.7% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the CIBEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial International Bank (Egypt) CIB Business Description

Address 21/23 Charles De Gaulle Street, Nile Tower Building, Giza, EGY
Commercial International Bank (Egypt) CIB is a private-sector bank in Egypt. It provides retail, corporate and investment banking services to retail customers, high-net-worth individuals, and enterprises and institutions across Egypt. The company's business segments are: i) Corporate banking & SME's, Investment, Retail banking, Assets and liabilities management. The majority of the company's revenue is derived from the Corporate banking & SME's segment, which includes current account activities, deposits, overdrafts, loans, credit facilities, and financial derivatives to large, medium, and small entities, currency and derivative products.
89GF Score

Get the complete analysis for CIBEY

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.42
Price
$2.74
GF Value