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BankinterFRA:BAKA -0.60%66 3-Year EPS without NRI Growth Rate is 22.60% as of Jun. 2026, which is 283% above its 10-year median of 5.90. GuruFocus rates FRA:BAKA with a GF Score™ of 66/100 and a GF Value™ of €9.05 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,405 Banks companies, Bankinter ranks better than 79.43% on this metric.
During the past 12 months, Bankinter's average EPS without NRI Growth Rate was 10.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 22.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 34.80% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 9.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Bankinter was 57.30% per year. The lowest was -29.70% per year. And the median was 5.90% per year.
Bankinter (FRA:BAKA) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Bankinter 3-Year EPS without NRI Growth Rate Related Terms
FRA:BAKA vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Bankinter's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bankinter 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bankinter's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bankinter's 3-Year EPS without NRI Growth Rate falls into.
Bankinter 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 22.60% mean?
Bankinter (FRA:BAKA) has a 3-Year EPS without NRI Growth Rate of 22.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bankinter and its competitors. This is 283% above median its historical median of 5.90. According to the industry distribution chart, Bankinter ranks #289 out of 1405 companies in the Banks industry, placing it in the top 20.6%.
Is Bankinter's 3-Year EPS without NRI Growth Rate too high?
Bankinter's current 3-Year EPS without NRI Growth Rate of 22.60% is 283% above median its 10-year median of 5.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Bankinter's value of 22.60% is 201.3% above this industry median. Based on the distribution chart, Bankinter ranks #289 out of 1405 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bankinter has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bankinter's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Bankinter ranks #289 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places Bankinter in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Bankinter's value of 22.60% is 201.3% above this benchmark. While the company's 10-year median is 5.90 vs. the industry median of 7.50, Bankinter has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bankinter's current 3-Year EPS without NRI Growth Rate of 22.60% is 201.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bankinter and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bankinter's current 3-Year EPS without NRI Growth Rate is 22.60%, which is 283% above median its own 10-year median of 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bankinter stock overvalued right now?
Based on GuruFocus' analysis, Bankinter (FRA:BAKA) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.05, compared to a current price of €16.46 — trading 81.8% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 22.60%, which is 283% above median its 10-year median of 5.90 and 201.3% above the Banks industry median of 7.50. Bankinter's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Bankinter (FRA:BAKA), the current 3-Year EPS without NRI Growth Rate is 22.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bankinter (FRA:BAKA) Overvalued in 2026?
Based on GuruFocus' analysis, Bankinter stock appears to be overvalued.
The current stock price of €16.46 is trading 81.8% above its estimated GF Value™ of €9.05.
GuruFocus considers Bankinter to be Significantly Overvalued.
Key valuation signals for FRA:BAKA:
3-Year EPS without NRI Growth Rate: 22.60% (283% above median its 10-year median of 5.90)
GF Value™: €9.05 vs. price of €16.46 (81.8% above fair value)
Industry Position: 201.3% above the Banks median (#289 of 1405)
No single metric tells the full story. See the FRA:BAKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bankinter SA is a bank operating in Spain. Its services include financial planning, asset management, retail banking, corporate banking, treasury, and international banking. Customer loans constitute the overwhelming majority of earning assets on the balance sheet. Its segments include Commercial Banking, Corporate Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other businesses. Its Financial products include Mortgages Salary accounts, Loans, Cards, Pension plans, and Investment funds.
66GF Score
Get the complete analysis for FRA:BAKA
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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