RY (Royal Bank of Canada) 3-1 Month Momentum %: 13.59% (As of Jul. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RY Royal Bank of Canada RY
73 GF Score
Price $210.88
GF Value $146.29
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Royal Bank of Canada 3-1 Month Momentum %?

Royal Bank of Canada RY +0.24% 73 3-1 Month Momentum % is 13.59% as of Jul. 21, 2026. GuruFocus rates RY with a GF Score™ of 73/100 and a GF Value™ of $146.29 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,574 Banks companies, Royal Bank of Canada ranks better than 91.36% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-21), Royal Bank of Canada's 3-1 Month Momentum % is 13.59%.

The industry rank for Royal Bank of Canada's 3-1 Month Momentum % or its related term are showing as below:

RY's 3-1 Month Momentum % is ranked better than
91.36% of 1574 companies
in the Banks industry
Industry Median: 1.235 vs RY: 13.59

Royal Bank of Canada  (NYSE:RY) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Royal Bank of Canada 3-1 Month Momentum % Related Terms


RY vs JPM, BAC, WFC: 3-1 Month Momentum % Comparison

For the Banks - Diversified subindustry, Royal Bank of Canada's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Royal Bank of Canada 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Royal Bank of Canada's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Royal Bank of Canada's 3-1 Month Momentum % falls into.


RY
73GF Score
Royal Bank of Canada RY
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Royal Bank of Canada  (NYSE:RY) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 13.59% mean?
Royal Bank of Canada (RY) has a 3-1 Month Momentum % of 13.59% as of Jul. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Royal Bank of Canada and its competitors. According to the industry distribution chart, Royal Bank of Canada ranks #136 out of 1574 companies in the Banks industry, placing it in the top 8.6%.
Is Royal Bank of Canada's 3-1 Month Momentum % too high?
Royal Bank of Canada's current 3-1 Month Momentum % is 13.59%. The Banks industry median 3-1 Month Momentum % is 1.24. Royal Bank of Canada's value of 13.59% is 1000.4% above this industry median. Based on the distribution chart, Royal Bank of Canada ranks #136 out of 1574 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Royal Bank of Canada has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Royal Bank of Canada's 3-1 Month Momentum % compare to JPM and BAC?
According to the Banks industry distribution chart, Royal Bank of Canada ranks #136 out of 1574 companies for 3-1 Month Momentum %. This places Royal Bank of Canada in the top 9% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 1.24. Royal Bank of Canada's value of 13.59% is 1000.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 1.24, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Bank of Canada's current 3-1 Month Momentum % of 13.59% is 1000.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Royal Bank of Canada and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Bank of Canada's current 3-1 Month Momentum % is 13.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Bank of Canada stock overvalued right now?
Based on GuruFocus' analysis, Royal Bank of Canada (RY) is currently considered Significantly Overvalued. The stock's GF Value™ is $146.29, compared to a current price of $210.88 — trading 44.2% above its estimated fair value. The current 3-1 Month Momentum % is 13.59% and 1000.4% above the Banks industry median of 1.24. Royal Bank of Canada's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Royal Bank of Canada (RY), the current 3-1 Month Momentum % is 13.59% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Royal Bank of Canada (RY) Overvalued in 2026?

Based on GuruFocus' analysis, Royal Bank of Canada stock appears to be overvalued. The current stock price of $210.88 is trading 44.2% above its estimated GF Value™ of $146.29. GuruFocus considers Royal Bank of Canada to be Significantly Overvalued.

Key valuation signals for RY:

  • 3-1 Month Momentum %: 13.59%
  • GF Value™: $146.29 vs. price of $210.88 (44.2% above fair value)
  • GF Score™: 73/100 with 8 warning signs
  • Industry Position: 1000.4% above the Banks median (#136 of 1574)

No single metric tells the full story. See the RY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Royal Bank of Canada Business Description

Address 1 Place Ville Marie, Corporate Secretary\'s Department, Montreal, QC, CAN, H3B 3A9
Royal Bank of Canada is one of the two largest banks in Canada, with around CAD 2.4 trillion in assets at the end of April 2026. It is a diversified financial services company, offering personal and commercial banking, wealth management, insurance, corporate banking, and capital markets services. The bank is concentrated in Canada and has dominant market shares. RBC also has wealth and capital market businesses in the US, UK, and other countries. RBC is a top 15 investment bank globally.
73GF Score

Get the complete analysis for RY

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$210.88
Price
$146.29
GF Value