Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Banco De ChileBCH +0.15%68 Earnings per Share (Diluted) is $2.60 as of Jun. 2026. GuruFocus rates BCH with a GF Score™ of 68/100 and a GF Value™ of $28.46 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,410 Banks companies, Banco De Chile ranks worse than 82.91% on this metric.
Banco De Chile's EPS (Basic) for the
three
months ended in Jun. 2026 was $0.86.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.60.
During the past 12 months, Banco De Chile's average EPS without NRIGrowth Rate was -4.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -6.20% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 18.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 11.00% per year.
During the past 13 years, Banco De Chile's highest 3-Year average EPS without NRI Growth Rate was 50.80% per year. The lowest was -10.80% per year. And the median was 8.60% per year.
Banco De Chile (NYSE:BCH) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Banco De Chile Earnings per Share (Diluted) Related Terms
Banco De Chile Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Banco De Chile's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BCH vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Banco De Chile's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco De Chile PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco De Chile's PE Ratio distribution charts can be found below:
* The bar in red indicates where Banco De Chile's PE Ratio falls into.
Banco De Chile Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Banco De Chile's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.60
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.60 mean?
Banco De Chile (BCH) has a Earnings per Share (Diluted) of $2.60 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Banco De Chile and its competitors. According to the industry distribution chart, Banco De Chile ranks #1169 out of 1410 companies in the Banks industry, placing it in the top 82.9%.
Is Banco De Chile's Earnings per Share (Diluted) too high?
Banco De Chile's current Earnings per Share (Diluted) is $2.60. The Banks industry median Earnings per Share (Diluted) is 7.50. Banco De Chile's value of $2.60 is 65.3% below this industry median. Based on the distribution chart, Banco De Chile ranks #1169 out of 1410 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco De Chile has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Banco De Chile ranks #1169 out of 1410 companies for Earnings per Share (Diluted). This places Banco De Chile in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Banco De Chile's value of $2.60 is 65.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco De Chile's current Earnings per Share (Diluted) of $2.60 is 65.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Banco De Chile and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco De Chile's current Earnings per Share (Diluted) is $2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Based on GuruFocus' analysis, Banco De Chile (BCH) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.46, compared to a current price of $40.75 — trading 43.2% above its estimated fair value. The current Earnings per Share (Diluted) is $2.60 and 65.3% below the Banks industry median of 7.50. Banco De Chile's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Banco De Chile (BCH), the current Earnings per Share (Diluted) is $2.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco De Chile (BCH) Overvalued in 2026?
Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued.
The current stock price of $40.75 is trading 43.2% above its estimated GF Value™ of $28.46.
GuruFocus considers Banco De Chile to be Significantly Overvalued.
Key valuation signals for BCH:
Earnings per Share (Diluted): $2.60
GF Value™: $28.46 vs. price of $40.75 (43.2% above fair value)
Industry Position: 65.3% below the Banks median (#1169 of 1410)
No single metric tells the full story. See the BCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
68GF Score
Get the complete analysis for BCH
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BCH has been successfully added to your 
