Bank of Maharashtra (BOM:532525) Earnings Yield %: 12.27% (As of Jul. 18, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532525 Bank of Maharashtra BOM:532525
56 GF Score
Price ₹79.84
GF Value ₹69.38
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Bank of Maharashtra Earnings Yield %?

Bank of Maharashtra BOM:532525 +0.45% 56 Earnings Yield % is 12.27% as of Jul. 18, 2026. GuruFocus rates BOM:532525 with a GF Score™ of 56/100 and a GF Value™ of ₹69.38 (Modestly Overvalued). The stock has 3 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-18), the stock price of Bank of Maharashtra is ₹79.84. Bank of Maharashtra's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹9.80. Therefore, Bank of Maharashtra's earnings yield of today is 12.27%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Bank of Maharashtra's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Bank of Maharashtra  (BOM:532525) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


Bank of Maharashtra Earnings Yield % Related Terms

BOM:532525
56GF Score
Bank of Maharashtra BOM:532525
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Maharashtra Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

Bank of Maharashtra's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=9.800/79.84
=12.27 %

Bank of Maharashtra's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹9.800 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 12.27% mean?
Bank of Maharashtra (BOM:532525) has a Earnings Yield % of 12.27% as of Jul. 18, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Bank of Maharashtra and its competitors.
Is Bank of Maharashtra's Earnings Yield % too high?
Bank of Maharashtra's current Earnings Yield % is 12.27%. Overall, Bank of Maharashtra has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Maharashtra's Earnings Yield % compare to competitors?
Bank of Maharashtra's Earnings Yield % of 12.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Bank of Maharashtra and its competitors. Bank of Maharashtra's current Earnings Yield % is 12.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Maharashtra stock overvalued right now?
Based on GuruFocus' analysis, Bank of Maharashtra (BOM:532525) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹69.38, compared to a current price of ₹79.84 — trading 15.1% above its estimated fair value. The current Earnings Yield % is 12.27%. Bank of Maharashtra's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For Bank of Maharashtra (BOM:532525), the current Earnings Yield % is 12.27% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Maharashtra (BOM:532525) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Maharashtra stock appears to be overvalued. The current stock price of ₹79.84 is trading 15.1% above its estimated GF Value™ of ₹69.38. GuruFocus considers Bank of Maharashtra to be Modestly Overvalued.

Key valuation signals for BOM:532525:

  • Earnings Yield %: 12.27%
  • GF Value™: ₹69.38 vs. price of ₹79.84 (15.1% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the BOM:532525 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Maharashtra Business Description

Other Exchanges MAHABANK:India
Address Lokmangal, 1501, Shivaji Nagar, Pune, MH, IND, 411005
Bank of Maharashtra is an Indian banking corporation. The bank offers various deposit schemes, including savings accounts, current accounts, term deposits, and capital gain accounts. It also provides credit facilities such as term loans, overdrafts, letters of credit, and guarantees. The bank organizes its business in four segments, namely Treasury, Corporate/Wholesale banking; Retail banking; and Other banking operations. Its Treasury segment includes investment, balances with banks outside India, and interest accrued on investments; the corporate banking segment includes all advances to trusts, partnership firms, companies, and statutory bodies; retail banking includes exposure to individuals and small businesses. The bank principally generates revenue within India.
56GF Score

Get the complete analysis for BOM:532525

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹79.84
Price
₹69.38
GF Value