Bank of Iwate (TSE:8345) Earnings Yield %: 5.98% (As of Jul. 05, 2026)


TSE:8345 Bank of Iwate Ltd TSE:8345
47 GF Score
Price 円2,161.00
GF Value 円1,139.05
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Iwate Earnings Yield %?

Bank of Iwate TSE:8345 +1.50% 47 Earnings Yield % is 5.98% as of Jul. 05, 2026. GuruFocus rates TSE:8345 with a GF Score™ of 47/100 and a GF Value™ of 円1,139.05 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-05), the stock price of Bank of Iwate is 円2161.00. Bank of Iwate's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was 円129.13. Therefore, Bank of Iwate's earnings yield of today is 5.98%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Bank of Iwate's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was -1.45%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Bank of Iwate  (TSE:8345) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


Bank of Iwate Earnings Yield % Related Terms

TSE:8345
47GF Score
Bank of Iwate Ltd TSE:8345
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Iwate Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

Bank of Iwate's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=129.130/2161.00
=5.98 %

Bank of Iwate's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円129.130 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 5.98% mean?
Bank of Iwate (TSE:8345) has a Earnings Yield % of 5.98% as of Jul. 05, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Bank of Iwate and its competitors.
Is Bank of Iwate's Earnings Yield % too high?
Bank of Iwate's current Earnings Yield % is 5.98%. Overall, Bank of Iwate has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Iwate's Earnings Yield % compare to competitors?
Bank of Iwate's Earnings Yield % of 5.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Bank of Iwate and its competitors. Bank of Iwate's current Earnings Yield % is 5.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Iwate stock overvalued right now?
Based on GuruFocus' analysis, Bank of Iwate (TSE:8345) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,139.05, compared to a current price of 円2,161.00 — trading 89.7% above its estimated fair value. The current Earnings Yield % is 5.98%. Bank of Iwate's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For Bank of Iwate (TSE:8345), the current Earnings Yield % is 5.98% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Iwate (TSE:8345) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Iwate stock appears to be overvalued. The current stock price of 円2,161.00 is trading 89.7% above its estimated GF Value™ of 円1,139.05. GuruFocus considers Bank of Iwate to be Significantly Overvalued.

Key valuation signals for TSE:8345:

  • Earnings Yield %: 5.98%
  • GF Value™: 円1,139.05 vs. price of 円2,161.00 (89.7% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8345 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Iwate Business Description

Address 2-3, Chuodori 1-chome, Iwate, Morioka, JPN, 020-8688
Bank of Iwate Ltd is headquartered in Japan and provides financial services both in Japan and internationally. The company derives the majority of revenue providing deposit and lending services to customers. Customers include individuals, companies and governments. In addition to deposit and lending services, the company invests and trades in securities. The Bank of Iwate focuses operations in Iwate, and the Iwate Prefecture of Japan is a shareholder. The company earns the majority of revenue domestically.
47GF Score

Get the complete analysis for TSE:8345

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,161.00
Price
円1,139.05
GF Value