Bank of Iwate (TSE:8345) Moat Score: 0/10 (As of Jul. 08, 2026)


TSE:8345 Bank of Iwate Ltd TSE:8345
47 GF Score
Price 円2,161.00
GF Value 円1,140.86
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of Iwate Moat Score?

Bank of Iwate has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Bank of Iwate has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of Iwate might have No Moat - No discernible moat.

Bank of Iwate  (TSE:8345) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of Iwate Moat Score Related Terms

TSE:8345
47GF Score
Bank of Iwate Ltd TSE:8345
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Bank of Iwate (TSE:8345) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Iwate stock appears to be overvalued. The current stock price of 円2,161.00 is trading 89.4% above its estimated GF Value™ of 円1,140.86. GuruFocus considers Bank of Iwate to be Significantly Overvalued.

Key valuation signals for TSE:8345:

  • Moat Score: 0
  • GF Value™: 円1,140.86 vs. price of 円2,161.00 (89.4% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8345 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Iwate Business Description

Address 2-3, Chuodori 1-chome, Iwate, Morioka, JPN, 020-8688
Bank of Iwate Ltd is headquartered in Japan and provides financial services both in Japan and internationally. The company derives the majority of revenue providing deposit and lending services to customers. Customers include individuals, companies and governments. In addition to deposit and lending services, the company invests and trades in securities. The Bank of Iwate focuses operations in Iwate, and the Iwate Prefecture of Japan is a shareholder. The company earns the majority of revenue domestically.
47GF Score

Get the complete analysis for TSE:8345

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,161.00
Price
円1,140.86
GF Value