FBDHF (FBD Holdings) EBIT: $66.1 Mil (TTM As of Dec. 2025)


FBDHF FBD Holdings PLC FBDHF
78 GF Score
Price $13.00
GF Value $12.73
! 5 Warning Signs
View Full Analysis

What is FBD Holdings EBIT?

FBD Holdings FBDHF 78 EBIT is $66.1 Mil as of Dec. 2025. GuruFocus rates FBDHF with a GF Score™ of 78/100 and a GF Value™ of $12.73. The stock has 5 warning signs investors should review.

FBD Holdings's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was $44.9 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was $66.1 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. FBD Holdings's annualized ROC % for the quarter that ended in Dec. 2025 was 5.68%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. FBD Holdings's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 10.40%.


FBD Holdings  (OTCPK:FBDHF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

FBD Holdings's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=89.744 * ( 1 - 12.65% )/( (1388.76865 + 1372.93525)/ 2 )
=78.391384/1380.85195
=5.68 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1620.116 - 51.441 - ( 192.908 - 5% * 260.033 )
=1388.76865

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1603.944 - 45.789 - ( 199.112 - 5% * 277.845 )
=1372.93525

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

FBD Holdings's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=66.097/635.841
=10.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FBD Holdings EBIT Related Terms


FBD Holdings EBIT Historical Data

* Premium members only.

The historical data trend for FBD Holdings's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FBD Holdings EBIT Chart

FBD Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 127.66 72.46 91.57 83.37 66.42

FBD Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.13 36.09 48.26 21.23 44.87

FBDHF vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, FBD Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FBD Holdings EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, FBD Holdings's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where FBD Holdings's EV-to-EBIT falls into.


FBDHF
78GF Score
FBD Holdings PLC FBDHF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FBD Holdings EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $66.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $66.1 Mil mean?
FBD Holdings (FBDHF) has a EBIT of $66.1 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on FBD Holdings.
Is FBD Holdings' EBIT too high?
FBD Holdings' current EBIT is $66.1 Mil. Overall, FBD Holdings has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does FBD Holdings' EBIT compare to CB and PGR?
FBD Holdings' EBIT of $66.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on FBD Holdings. FBD Holdings's current EBIT is $66.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FBD Holdings stock overvalued right now?
FBD Holdings (FBDHF) has a current EBIT of $66.1 Mil. The stock's GF Value™ is $12.73, compared to a current price of $13.00 — trading 2.1% above its estimated fair value. The current EBIT is $66.1 Mil. FBD Holdings' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For FBD Holdings (FBDHF), the current EBIT is $66.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FBD Holdings (FBDHF) Overvalued in 2026?

Based on GuruFocus' analysis, FBD Holdings stock appears to be overvalued. The current stock price of $13.00 is trading 2.1% above its estimated GF Value™ of $12.73.

Key valuation signals for FBDHF:

  • EBIT: $66.1 Mil
  • GF Value™: $12.73 vs. price of $13.00 (2.1% above fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the FBDHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FBD Holdings Business Description

Other Exchanges EG7:IrelandEG7:Germany
Address FBD House, Bluebell, Dublin, IRL, D12 Y0HE
FBD Holdings PLC is a property and casualty insurer that looks after the insurance needs of farmers, consumers, and business owners. The company operates through two segments: General Insurance and Other Group Activities. General insurance: This includes all underwriting activities for motor and non-motor products. Other services: Comprises all non-underwriting activities, including administrative functions and financial services. The majority of revenue is from General Insurance. The Group's operations are located in Ireland.
78GF Score

Get the complete analysis for FBDHF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.00
Price
$12.73
GF Value