SBI Insurance Group Co (TSE:7326) EBIT: 円4,369 Mil (TTM As of Mar. 2026)

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TSE:7326 SBI Insurance Group Co Ltd TSE:7326
74 GF Score
Price 円2,074.00
GF Value 円1,320.76
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is SBI Insurance Group Co EBIT?

SBI Insurance Group Co TSE:7326 +0.19% 74 EBIT is 円4,369 Mil as of Mar. 2026. GuruFocus rates TSE:7326 with a GF Score™ of 74/100 and a GF Value™ of 円1,320.76 (Significantly Overvalued). The stock has 1 warning sign investors should review.

SBI Insurance Group Co's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was 円278 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was 円4,369 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. SBI Insurance Group Co's annualized ROC % for the quarter that ended in Mar. 2026 was 0.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. SBI Insurance Group Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 24.24%.


SBI Insurance Group Co  (TSE:7326) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

SBI Insurance Group Co's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=1112 * ( 1 - 100% )/( (192183.35 + 195582.1)/ 2 )
=0/193882.725
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=228910 - 8069 - ( 30558 - 5% * 38007 )
=192183.35

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=236330 - 8762 - ( 33583 - 5% * 31942 )
=195582.1

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

SBI Insurance Group Co's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=4369/18021.485
=24.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SBI Insurance Group Co EBIT Related Terms


SBI Insurance Group Co EBIT Historical Data

* Premium members only.

The historical data trend for SBI Insurance Group Co's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Insurance Group Co EBIT Chart

SBI Insurance Group Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,168.00 1,844.00 2,024.00 2,087.00 4,369.00

SBI Insurance Group Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -74.00 3,009.00 103.00 979.00 278.00

TSE:7326 vs BRK.A, AIG, HIG: EBIT Comparison

For the Insurance - Diversified subindustry, SBI Insurance Group Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Insurance Group Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, SBI Insurance Group Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where SBI Insurance Group Co's EV-to-EBIT falls into.


TSE:7326
74GF Score
SBI Insurance Group Co Ltd TSE:7326
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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SBI Insurance Group Co EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円4,369 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of 円4,369 Mil mean?
SBI Insurance Group Co (TSE:7326) has a EBIT of 円4,369 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on SBI Insurance Group Co.
Is SBI Insurance Group Co's EBIT too high?
SBI Insurance Group Co's current EBIT is 円4,369 Mil. Overall, SBI Insurance Group Co has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SBI Insurance Group Co's EBIT compare to BRK.A and AIG?
SBI Insurance Group Co's EBIT of 円4,369 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on SBI Insurance Group Co. SBI Insurance Group Co's current EBIT is 円4,369 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Insurance Group Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Insurance Group Co (TSE:7326) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,320.76, compared to a current price of 円2,074.00 — trading 57% above its estimated fair value. The current EBIT is 円4,369 Mil. SBI Insurance Group Co's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For SBI Insurance Group Co (TSE:7326), the current EBIT is 円4,369 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Insurance Group Co (TSE:7326) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Insurance Group Co stock appears to be overvalued. The current stock price of 円2,074.00 is trading 57% above its estimated GF Value™ of 円1,320.76. GuruFocus considers SBI Insurance Group Co to be Significantly Overvalued.

Key valuation signals for TSE:7326:

  • EBIT: 円4,369 Mil
  • GF Value™: 円1,320.76 vs. price of 円2,074.00 (57% above fair value)
  • GF Score™: 74/100 with 1 warning sign

No single metric tells the full story. See the TSE:7326 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Insurance Group Co Business Description

Address 1-6-1 Roppongi, Izumi Garden Tower 16th Floor, Minato-ku, Tokyo, JPN, 106-6016
SBI Insurance Group Co Ltd is a Japan-based insurance holding company. Along with its subsidiaries, the company operates its business in three divisions including non-life insurance business, life insurance business and small amount short-term insurance business.
74GF Score

Get the complete analysis for TSE:7326

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,074.00
Price
円1,320.76
GF Value