SBI Insurance Group CoTSE:7326 +0.34%75 Pretax Margin % is 0.71% as of Mar. 2026, which is 64% below its 10-year median of 1.96. GuruFocus rates TSE:7326 with a GF Score™ of 75/100 and a GF Value™ of 円1,318.14 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, SBI Insurance Group Co ranks worse than 83.33% on this metric.
The historical rank and industry rank for SBI Insurance Group Co's Pretax Margin % or its related term are showing as below:
TSE:7326'
s Pretax Margin % Range Over the Past 10 Years
Min: 0.46 Med: 1.96 Max: 3.11
Current: 3.01
TSE:7326's Pretax Margin % is ranked worse than 83.33% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs TSE:7326: 3.01
SBI Insurance Group Co (TSE:7326) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SBI Insurance Group Co Pretax Margin % Related Terms
SBI Insurance Group Co Pretax Margin % Historical Data
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The historical data trend for SBI Insurance Group Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7326 vs BRK.A, AIG, HIG: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, SBI Insurance Group Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Insurance Group Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, SBI Insurance Group Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SBI Insurance Group Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Insurance Group Co (TSE:7326) has a Pretax Margin % of 0.71% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Insurance Group Co and its competitors. This is 64% below median its historical median of 1.96. Over the past decade, SBI Insurance Group Co's Pretax Margin % has ranged from 0.46 to 3.11. According to the industry distribution chart, SBI Insurance Group Co ranks #420 out of 504 companies in the Insurance industry, placing it in the top 83.3%.
Is SBI Insurance Group Co's Pretax Margin % too high?
SBI Insurance Group Co's current Pretax Margin % of 0.71% is 64% below median its 10-year median of 1.96. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 3.11. The Insurance industry median Pretax Margin % is 11.98. SBI Insurance Group Co's value of 0.71% is 94.1% below this industry median. Based on the distribution chart, SBI Insurance Group Co ranks #420 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, SBI Insurance Group Co has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SBI Insurance Group Co's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, SBI Insurance Group Co ranks #420 out of 504 companies for Pretax Margin %. This places SBI Insurance Group Co in the lower half of its industry. The industry median Pretax Margin % is 11.98. SBI Insurance Group Co's value of 0.71% is 94.1% below this benchmark. Historically, SBI Insurance Group Co's own Pretax Margin % has ranged from 0.46 to 3.11 over the past decade. While the company's 10-year median is 1.96 vs. the industry median of 11.98, SBI Insurance Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Insurance Group Co's current Pretax Margin % of 0.71% is 94.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SBI Insurance Group Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Insurance Group Co's current Pretax Margin % is 0.71%, which is 64% below median its own 10-year median of 1.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Insurance Group Co stock overvalued right now?
Based on GuruFocus' analysis, SBI Insurance Group Co (TSE:7326) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,318.14, compared to a current price of 円2,072.00 — trading 57.2% above its estimated fair value. The current Pretax Margin % is 0.71%, which is 64% below median its 10-year median of 1.96 and 94.1% below the Insurance industry median of 11.98. SBI Insurance Group Co's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SBI Insurance Group Co (TSE:7326), the current Pretax Margin % is 0.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Insurance Group Co (TSE:7326) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Insurance Group Co stock appears to be overvalued.
The current stock price of 円2,072.00 is trading 57.2% above its estimated GF Value™ of 円1,318.14.
GuruFocus considers SBI Insurance Group Co to be Significantly Overvalued.
Key valuation signals for TSE:7326:
Pretax Margin %: 0.71% (64% below median its 10-year median of 1.96)
GF Value™: 円1,318.14 vs. price of 円2,072.00 (57.2% above fair value)
Industry Position: 94.1% below the Insurance median (#420 of 504)
No single metric tells the full story. See the TSE:7326 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Insurance Group Co Ltd is a Japan-based insurance holding company. Along with its subsidiaries, the company operates its business in three divisions including non-life insurance business, life insurance business and small amount short-term insurance business.
75GF Score
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