Phoenix Financial (XTAE:PHOE) EBIT: ₪5,602 Mil (TTM As of Jun. 2026)

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XTAE:PHOE Phoenix Financial Ltd XTAE:PHOE
77 GF Score
Price ₪186.40
GF Value ₪77.33
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Phoenix Financial EBIT?

Phoenix Financial XTAE:PHOE 77 EBIT is ₪5,602 Mil as of Jun. 2026. GuruFocus rates XTAE:PHOE with a GF Score™ of 77/100 and a GF Value™ of ₪77.33 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Phoenix Financial's earnings before interest and taxes (EBIT) for the three months ended in Jun. 2026 was ₪1,514 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Jun. 2026 was ₪5,602 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Phoenix Financial's annualized ROC % for the quarter that ended in Jun. 2026 was 1.98%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Phoenix Financial's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 14.11%.


Phoenix Financial  (XTAE:PHOE) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Phoenix Financial's annualized ROC % for the quarter that ended in Jun. 2026 is calculated as:

ROC % (Q: Jun. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2026 ) + Invested Capital (Q: Jun. 2026 ))/ count )
=6055.02 * ( 1 - 33.609% )/( (198414.49325 + 207367.85335)/ 2 )
=4019.9883282/202891.1733
=1.98 %

where

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=200986.027 - - ( 2768.352 - 5% * 3936.365 )
=198414.49325

Invested Capital(Q: Jun. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=210098.654 - - ( 3291.637 - 5% * 11216.727 )
=207367.85335

Note: The EBIT data used here is four times the quarterly (Jun. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Phoenix Financial's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Jun. 2026 )
=5602.18/39716.523
=14.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Phoenix Financial EBIT Related Terms


Phoenix Financial EBIT Historical Data

* Premium members only.

The historical data trend for Phoenix Financial's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phoenix Financial EBIT Chart

Phoenix Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,784.25 2,092.62 1,508.91 4,055.43 5,579.90

Phoenix Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,749.69 1,393.91 1,521.62 1,172.90 1,513.76

XTAE:PHOE vs BRK.A, AIG, HIG: EBIT Comparison

For the Insurance - Diversified subindustry, Phoenix Financial's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Phoenix Financial EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Phoenix Financial's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Phoenix Financial's EV-to-EBIT falls into.


XTAE:PHOE
77GF Score
Phoenix Financial Ltd XTAE:PHOE
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Phoenix Financial EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪5,602 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₪5,602 Mil mean?
Phoenix Financial (XTAE:PHOE) has a EBIT of ₪5,602 Mil as of Jun. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Phoenix Financial.
Is Phoenix Financial's EBIT too high?
Phoenix Financial's current EBIT is ₪5,602 Mil. Overall, Phoenix Financial has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Phoenix Financial's EBIT compare to BRK.A and AIG?
Phoenix Financial's EBIT of ₪5,602 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Phoenix Financial. Phoenix Financial's current EBIT is ₪5,602 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phoenix Financial stock overvalued right now?
Based on GuruFocus' analysis, Phoenix Financial (XTAE:PHOE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪77.33, compared to a current price of ₪186.40 — trading 141% above its estimated fair value. The current EBIT is ₪5,602 Mil. Phoenix Financial's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Phoenix Financial (XTAE:PHOE), the current EBIT is ₪5,602 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phoenix Financial (XTAE:PHOE) Overvalued in 2026?

Based on GuruFocus' analysis, Phoenix Financial stock appears to be overvalued. The current stock price of ₪186.40 is trading 141% above its estimated GF Value™ of ₪77.33. GuruFocus considers Phoenix Financial to be Significantly Overvalued.

Key valuation signals for XTAE:PHOE:

  • EBIT: ₪5,602 Mil
  • GF Value™: ₪77.33 vs. price of ₪186.40 (141% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the XTAE:PHOE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Phoenix Financial Business Description

Address 2 Phoenix Drive, P.O BoX 18, Rishon Lezion, ISR, 7510001
Phoenix Financial Ltd is an Israel-based investment and financial services company with over $200 billion in assets under management. The company operates across multi-line insurance and asset management activities, including fund management, wealth solutions, retirement, advisory, brokerage, employee stock option administration, and credit origination. Phoenix Financial is listed on the Tel Aviv Stock Exchange and is a constituent of the TA-35, MSCI World, MSCI Israel, FTSE Developed, and Bloomberg Developed Markets indices.
77GF Score

Get the complete analysis for XTAE:PHOE

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪186.40
Price
₪77.33
GF Value