CNGFF (Change Financial) 5-Year EBITDA Growth Rate: 0.00% (As of Dec. 2025)

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CNGFF Change Financial Ltd CNGFF
35 GF Score
Price $0.05
GF Value $0.08
! 2 Warning Signs
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What is Change Financial 5-Year EBITDA Growth Rate?

Change Financial CNGFF +346.19% 35 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus rates CNGFF with a GF Score™ of 35/100 and a GF Value™ of $0.08. The stock has 2 warning signs investors should review.

Change Financial's EBITDA per Share for the six months ended in Dec. 2025 was $0.00.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 10 years, the highest 3-Year average EBITDA Per Share Growth Rate of Change Financial was 59.80% per year. The lowest was 36.00% per year. And the median was 48.60% per year.

Change Financial  (OTCPK:CNGFF) 5-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.

Change Financial 5-Year EBITDA Growth Rate Related Terms

CNGFF vs IBM, ACN, FISV: 5-Year EBITDA Growth Rate Comparison

For the Information Technology Services subindustry, Change Financial's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Change Financial 5-Year EBITDA Growth Rate vs Software Industry

For the Software industry and Technology sector, Change Financial's 5-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Change Financial's 5-Year EBITDA Growth Rate falls into.


CNGFF
35GF Score
Change Financial Ltd CNGFF
5-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Change Financial 5-Year EBITDA Growth Rate Calculation

This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 5-Year EBITDA Growth Rate of 0.00% mean?
Change Financial (CNGFF) has a 5-Year EBITDA Growth Rate of 0.00% as of Dec. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Change Financial and its competitors.
Is Change Financial's 5-Year EBITDA Growth Rate too high?
Change Financial's current 5-Year EBITDA Growth Rate is 0.00%. Overall, Change Financial has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Change Financial's 5-Year EBITDA Growth Rate compare to IBM and ACN?
Change Financial's 5-Year EBITDA Growth Rate of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for a Software company?
A good 5-Year EBITDA Growth Rate depends on the Software industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Change Financial and its competitors. Change Financial's current 5-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Change Financial stock overvalued right now?
Change Financial (CNGFF) has a current 5-Year EBITDA Growth Rate of 0.00%. The stock's GF Value™ is $0.08, compared to a current price of $0.05 — trading 41.4% below its estimated fair value. The current 5-Year EBITDA Growth Rate is 0.00%. Change Financial's overall GF Score™ is 35/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Change Financial (CNGFF), the current 5-Year EBITDA Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Change Financial (CNGFF) Overvalued in 2026?

Based on GuruFocus' analysis, Change Financial stock appears to be undervalued. The current stock price of $0.05 is trading 41.4% below its estimated GF Value™ of $0.08.

Key valuation signals for CNGFF:

  • 5-Year EBITDA Growth Rate: 0.00%
  • GF Value™: $0.08 vs. price of $0.05 (41.4% below fair value)
  • GF Score™: 35/100 with 2 warning signs

No single metric tells the full story. See the CNGFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Change Financial Business Description

Other Exchanges CCA:Australia
Address 340 Adelaide Street, Suite 3E, Level 3, Brisbane, QLD, AUS, 4000
Change Financial Ltd is a fintech company. It develops payment processors and provides mobile banking services through its mobile application. The company operates in a single segment, that is the development and provision of card payment software and services. The company serves business and financial institutions.
35GF Score

Get the complete analysis for CNGFF

5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.05
Price
$0.08
GF Value