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Vienna Insurance Group AGFRA:WSV2 -1.12%69 3-Year EBITDA Growth Rate is 23.60% as of Dec. 2025, which is 949% above its 10-year median of 2.25. GuruFocus rates FRA:WSV2 with a GF Score™ of 69/100 and a GF Value™ of €37.92 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 293 Insurance companies, Vienna Insurance Group AG ranks better than 60.41% on this metric.
During the past 12 months, Vienna Insurance Group AG's average EBITDA Per Share Growth Rate was 25.60% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 23.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 22.40% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 11.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Vienna Insurance Group AG was 43.30% per year. The lowest was -32.60% per year. And the median was 2.25% per year.
Vienna Insurance Group AG (FRA:WSV2) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Vienna Insurance Group AG 3-Year EBITDA Growth Rate Related Terms
FRA:WSV2 vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, Vienna Insurance Group AG's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vienna Insurance Group AG 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Vienna Insurance Group AG's 3-Year EBITDA Growth Rate falls into.
Vienna Insurance Group AG 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 23.60% mean?
Vienna Insurance Group AG (FRA:WSV2) has a 3-Year EBITDA Growth Rate of 23.60% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Vienna Insurance Group AG and its competitors. This is 949% above median its historical median of 2.25. According to the industry distribution chart, Vienna Insurance Group AG ranks #116 out of 293 companies in the Insurance industry, placing it in the top 39.6%.
Is Vienna Insurance Group AG's 3-Year EBITDA Growth Rate too high?
Vienna Insurance Group AG's current 3-Year EBITDA Growth Rate of 23.60% is 949% above median its 10-year median of 2.25. The Insurance industry median 3-Year EBITDA Growth Rate is 17.20. Vienna Insurance Group AG's value of 23.60% is 37.2% above this industry median. Based on the distribution chart, Vienna Insurance Group AG ranks #116 out of 293 companies in the Insurance industry, which is above the industry midpoint. Overall, Vienna Insurance Group AG has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Vienna Insurance Group AG ranks #116 out of 293 companies for 3-Year EBITDA Growth Rate. This puts Vienna Insurance Group AG in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 17.20. Vienna Insurance Group AG's value of 23.60% is 37.2% above this benchmark. While the company's 10-year median is 2.25 vs. the industry median of 17.20, Vienna Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vienna Insurance Group AG's current 3-Year EBITDA Growth Rate of 23.60% is 37.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Vienna Insurance Group AG and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vienna Insurance Group AG's current 3-Year EBITDA Growth Rate is 23.60%, which is 949% above median its own 10-year median of 2.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (FRA:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €37.92, compared to a current price of €70.60 — trading 86.2% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 23.60%, which is 949% above median its 10-year median of 2.25 and 37.2% above the Insurance industry median of 17.20. Vienna Insurance Group AG's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Vienna Insurance Group AG (FRA:WSV2), the current 3-Year EBITDA Growth Rate is 23.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vienna Insurance Group AG (FRA:WSV2) Overvalued in 2026?
Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued.
The current stock price of €70.60 is trading 86.2% above its estimated GF Value™ of €37.92.
GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.
Key valuation signals for FRA:WSV2:
3-Year EBITDA Growth Rate: 23.60% (949% above median its 10-year median of 2.25)
GF Value™: €37.92 vs. price of €70.60 (86.2% above fair value)
Industry Position: 37.2% above the Insurance median (#116 of 293)
No single metric tells the full story. See the FRA:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
69GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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