Vienna Insurance Group AG (FRA:WSV2) ROE % Adjusted to Book Value: 10.93% (As of Dec. 2025)


FRA:WSV2 Vienna Insurance Group AG FRA:WSV2
77 GF Score
Price €64.70
GF Value €38.57
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Vienna Insurance Group AG ROE % Adjusted to Book Value?

Vienna Insurance Group AG FRA:WSV2 -0.15% 77 ROE % Adjusted to Book Value is 10.93% as of Dec. 2025. GuruFocus rates FRA:WSV2 with a GF Score™ of 77/100 and a GF Value™ of €38.57 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Vienna Insurance Group AG's ROE % for the quarter that ended in Dec. 2025 was 13.01%. Vienna Insurance Group AG's PB Ratio for the quarter that ended in Dec. 2025 was 1.19. Vienna Insurance Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 10.93%.


Vienna Insurance Group AG ROE % Adjusted to Book Value Related Terms


Vienna Insurance Group AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for Vienna Insurance Group AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vienna Insurance Group AG ROE % Adjusted to Book Value Chart

Vienna Insurance Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.69 17.02 17.46 16.59 10.33

Vienna Insurance Group AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.18 18.36 14.49 13.98 10.93

FRA:WSV2 vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Vienna Insurance Group AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vienna Insurance Group AG ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Vienna Insurance Group AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Vienna Insurance Group AG's ROE % Adjusted to Book Value falls into.


FRA:WSV2
77GF Score
Vienna Insurance Group AG FRA:WSV2
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vienna Insurance Group AG ROE % Adjusted to Book Value Calculation

Vienna Insurance Group AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.29% / 1.19
=10.33%

Vienna Insurance Group AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.01% / 1.19
=10.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.93% mean?
Vienna Insurance Group AG (FRA:WSV2) has a ROE % Adjusted to Book Value of 10.93% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Vienna Insurance Group AG and its competitors.
Is Vienna Insurance Group AG's ROE % Adjusted to Book Value too high?
Vienna Insurance Group AG's current ROE % Adjusted to Book Value is 10.93%. Overall, Vienna Insurance Group AG has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vienna Insurance Group AG's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Vienna Insurance Group AG's ROE % Adjusted to Book Value of 10.93% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Vienna Insurance Group AG and its competitors. Vienna Insurance Group AG's current ROE % Adjusted to Book Value is 10.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vienna Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Vienna Insurance Group AG (FRA:WSV2) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.57, compared to a current price of €64.70 — trading 67.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.93%. Vienna Insurance Group AG's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Vienna Insurance Group AG (FRA:WSV2), the current ROE % Adjusted to Book Value is 10.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vienna Insurance Group AG (FRA:WSV2) Overvalued in 2026?

Based on GuruFocus' analysis, Vienna Insurance Group AG stock appears to be overvalued. The current stock price of €64.70 is trading 67.7% above its estimated GF Value™ of €38.57. GuruFocus considers Vienna Insurance Group AG to be Significantly Overvalued.

Key valuation signals for FRA:WSV2:

  • ROE % Adjusted to Book Value: 10.93%
  • GF Value™: €38.57 vs. price of €64.70 (67.7% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the FRA:WSV2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vienna Insurance Group AG Business Description

Address Schottenring 30, Vienna, AUT, 1010
Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates the majority of its revenue in Austria, followed by the Czech Republic and Poland.
77GF Score

Get the complete analysis for FRA:WSV2

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.70
Price
€38.57
GF Value