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StoneCoSTNE +0.24%71 3-Year EBITDA Growth Rate is 67.00% as of Mar. 2026, which is at its 10-year median of 67.00. GuruFocus rates STNE with a GF Score™ of 71/100 and a GF Value™ of $20.46 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,073 Software companies, StoneCo ranks better than 90.98% on this metric.
During the past 12 months, StoneCo's average EBITDA Per Share Growth Rate was 36.70% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 67.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 10 years, the highest 3-Year average EBITDA Per Share Growth Rate of StoneCo was 110.40% per year. The lowest was -16.00% per year. And the median was 67.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
StoneCo 3-Year EBITDA Growth Rate Related Terms
STNE vs AVPT, PAGS, TDC: 3-Year EBITDA Growth Rate Comparison
For the Software - Infrastructure subindustry, StoneCo's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
StoneCo 3-Year EBITDA Growth Rate vs Software Industry
For the Software industry and Technology sector, StoneCo's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where StoneCo's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 67.00% mean?
StoneCo (STNE) has a 3-Year EBITDA Growth Rate of 67.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for StoneCo and its competitors. This is near median its historical median of 67.00. According to the industry distribution chart, StoneCo ranks #187 out of 2073 companies in the Software industry, placing it in the top 9%.
Is StoneCo's 3-Year EBITDA Growth Rate too high?
StoneCo's current 3-Year EBITDA Growth Rate of 67.00% is near median its 10-year median of 67.00. The Software industry median 3-Year EBITDA Growth Rate is 12.40. StoneCo's value of 67.00% is 440.3% above this industry median. Based on the distribution chart, StoneCo ranks #187 out of 2073 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, StoneCo has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's 3-Year EBITDA Growth Rate compare to AVPT and PAGS?
According to the Software industry distribution chart, StoneCo ranks #187 out of 2073 companies for 3-Year EBITDA Growth Rate. This places StoneCo in the top 9% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 12.40. StoneCo's value of 67.00% is 440.3% above this benchmark. While the company's 10-year median is 67.00 vs. the industry median of 12.40, StoneCo has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.40, based on 2,073 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. StoneCo's current 3-Year EBITDA Growth Rate of 67.00% is 440.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for StoneCo and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. StoneCo's current 3-Year EBITDA Growth Rate is 67.00%, which is near median its own 10-year median of 67.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (STNE) is currently considered Possible Value Trap. The stock's GF Value™ is $20.46, compared to a current price of $10.38 — trading 49.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 67.00%, which is near median its 10-year median of 67.00 and 440.3% above the Software industry median of 12.40. StoneCo's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For StoneCo (STNE), the current 3-Year EBITDA Growth Rate is 67.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is StoneCo (STNE) Overvalued in 2026?
Based on GuruFocus' analysis, StoneCo stock appears to be undervalued.
The current stock price of $10.38 is trading 49.3% below its estimated GF Value™ of $20.46.
GuruFocus considers StoneCo to be Possible Value Trap.
Key valuation signals for STNE:
3-Year EBITDA Growth Rate: 67.00% (near median its 10-year median of 67.00)
GF Value™: $20.46 vs. price of $10.38 (49.3% below fair value)
Industry Position: 440.3% above the Software median (#187 of 2073)
No single metric tells the full story. See the STNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
71GF Score
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