Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
StoneCoSTNE -0.18%71 EV-to-OCF is 5.36 as of Aug. 11, 2026. GuruFocus rates STNE with a GF Score™ of 71/100 and a GF Value™ of $20.46 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,874 Software companies, StoneCo ranks better than 54.56% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, StoneCo's Enterprise Value is $3,456 Mil.
StoneCo's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $644 Mil. Therefore, StoneCo's EV-to-OCF for today is 5.36.
The historical rank and industry rank for StoneCo's EV-to-OCF or its related term are showing as below:
STNE'
s EV-to-OCF Range Over the Past 10 Years
Min: -1433.08 Med: -2.91 Max: 991.98
Current: 5.36
During the past 10 years, the highest EV-to-OCF of StoneCo was 991.98. The lowest was -1433.08. And the median was -2.91.
STNE's EV-to-OCF is ranked better than 54.56% of 2874
companies
in the Software industry
Industry Median: 6.93
vs STNE: 5.36
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
StoneCo's share price for today is $10.3313.
StoneCo's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.704.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
StoneCo EV-to-OCF Related Terms
StoneCo EV-to-OCF Historical Data
* Premium members only.
The historical data trend for StoneCo's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, StoneCo's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
StoneCo EV-to-OCF vs Software Industry
For the Software industry and Technology sector, StoneCo's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where StoneCo's EV-to-OCF falls into.
StoneCo's current Enterprise Value is $3,456 Mil.
StoneCo's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $644 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
StoneCo (STNE) has a EV-to-OCF of 5.36 as of Aug. 11, 2026. According to the industry distribution chart, StoneCo ranks #1306 out of 2874 companies in the Software industry, placing it in the top 45.4%.
Is StoneCo's EV-to-OCF too high?
StoneCo's current EV-to-OCF is 5.36. The Software industry median EV-to-OCF is 6.93. StoneCo's value of 5.36 is 22.7% below this industry median. Based on the distribution chart, StoneCo ranks #1306 out of 2874 companies in the Software industry, which is above the industry midpoint. Overall, StoneCo has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's EV-to-OCF compare to AVPT and PAGS?
According to the Software industry distribution chart, StoneCo ranks #1306 out of 2874 companies for EV-to-OCF. This puts StoneCo in the upper half of its industry. The industry median EV-to-OCF is 6.93. StoneCo's value of 5.36 is 22.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.93, based on 2,874 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. StoneCo's current EV-to-OCF of 5.36 is 22.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. StoneCo's current EV-to-OCF is 5.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (STNE) is currently considered Possible Value Trap. The stock's GF Value™ is $20.46, compared to a current price of $10.33 — trading 49.5% below its estimated fair value. The current EV-to-OCF is 5.36 and 22.7% below the Software industry median of 6.93. StoneCo's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For StoneCo (STNE), the current EV-to-OCF is 5.36 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is StoneCo (STNE) Overvalued in 2026?
Based on GuruFocus' analysis, StoneCo stock appears to be undervalued.
The current stock price of $10.33 is trading 49.5% below its estimated GF Value™ of $20.46.
GuruFocus considers StoneCo to be Possible Value Trap.
Key valuation signals for STNE:
EV-to-OCF: 5.36
GF Value™: $20.46 vs. price of $10.33 (49.5% below fair value)
Industry Position: 22.7% below the Software median (#1306 of 2874)
No single metric tells the full story. See the STNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
71GF Score
Get the complete analysis for STNE
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STNE has been successfully added to your 
