Lead Financial ServicesBOM:531288 +4.97%78 EBITDA Margin % is 15.85% as of Mar. 2026, which is 31% below its 10-year median of 22.90. GuruFocus rates BOM:531288 with a GF Score™ of 78/100 and a GF Value™ of ₹20.38 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 412 Credit Services companies, Lead Financial Services ranks better than 65.53% on this metric.
Lead Financial Services (BOM:531288) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Lead Financial Services EBITDA Margin % Related Terms
Lead Financial Services EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531288 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Lead Financial Services's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lead Financial Services EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lead Financial Services's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Lead Financial Services's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lead Financial Services (BOM:531288) has a EBITDA Margin % of 15.85% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lead Financial Services and its competitors. This is 31% below median its historical median of 22.90. According to the industry distribution chart, Lead Financial Services ranks #142 out of 412 companies in the Credit Services industry, placing it in the top 34.5%.
Is Lead Financial Services' EBITDA Margin % too high?
Lead Financial Services' current EBITDA Margin % of 15.85% is 31% below median its 10-year median of 22.90. The Credit Services industry median EBITDA Margin % is 21.04. Lead Financial Services' value of 15.85% is 24.6% below this industry median. Based on the distribution chart, Lead Financial Services ranks #142 out of 412 companies in the Credit Services industry, which is above the industry midpoint. Overall, Lead Financial Services has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lead Financial Services' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Lead Financial Services ranks #142 out of 412 companies for EBITDA Margin %. This puts Lead Financial Services in the upper half of its industry. The industry median EBITDA Margin % is 21.04. Lead Financial Services' value of 15.85% is 24.6% below this benchmark. While the company's 10-year median is 22.90 vs. the industry median of 21.04, Lead Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lead Financial Services's current EBITDA Margin % of 15.85% is 24.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Lead Financial Services and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lead Financial Services's current EBITDA Margin % is 15.85%, which is 31% below median its own 10-year median of 22.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lead Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Lead Financial Services (BOM:531288) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹20.38, compared to a current price of ₹17.32 — trading 15% below its estimated fair value. The current EBITDA Margin % is 15.85%, which is 31% below median its 10-year median of 22.90 and 24.6% below the Credit Services industry median of 21.04. Lead Financial Services' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Lead Financial Services (BOM:531288), the current EBITDA Margin % is 15.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lead Financial Services (BOM:531288) Overvalued in 2026?
Based on GuruFocus' analysis, Lead Financial Services stock appears to be undervalued.
The current stock price of ₹17.32 is trading 15% below its estimated GF Value™ of ₹20.38.
GuruFocus considers Lead Financial Services to be Modestly Undervalued.
Key valuation signals for BOM:531288:
EBITDA Margin %: 15.85% (31% below median its 10-year median of 22.90)
GF Value™: ₹20.38 vs. price of ₹17.32 (15% below fair value)
Industry Position: 24.6% below the Credit Services median (#142 of 412)
No single metric tells the full story. See the BOM:531288 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lead Financial Services Ltd is an Indian non-banking financial company based in New Delhi. The company is engaged in providing loans and various financial services to its clients and making investments. The majority of its revenue is generated in the form of interest income on loans granted to its clients.
78GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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