Real Touch FinanceBOM:538611 73 EBITDA Margin % is 26.78% as of Mar. 2026, which is 66% below its 10-year median of 77.63. GuruFocus rates BOM:538611 with a GF Score™ of 73/100 and a GF Value™ of ₹80.42 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 413 Credit Services companies, Real Touch Finance ranks better than 54.96% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Real Touch Finance's EBITDA for the
three
months ended in Mar. 2026 was ₹30.3 Mil. Real Touch Finance's Revenue for the
three
months ended in Mar. 2026 was ₹113.1 Mil. Therefore, Real Touch Finance's EBITDA margin for the quarter that ended in Mar. 2026 was 26.78%.
Real Touch Finance (BOM:538611) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Real Touch Finance EBITDA Margin % Related Terms
Real Touch Finance EBITDA Margin % Historical Data
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The historical data trend for Real Touch Finance's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538611 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Real Touch Finance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Real Touch Finance EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Real Touch Finance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Real Touch Finance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Real Touch Finance (BOM:538611) has a EBITDA Margin % of 26.78% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Real Touch Finance and its competitors. This is 66% below median its historical median of 77.63. Over the past decade, Real Touch Finance's EBITDA Margin % has ranged from 22.25 to 85.56. According to the industry distribution chart, Real Touch Finance ranks #186 out of 413 companies in the Credit Services industry, placing it in the top 45%.
Is Real Touch Finance's EBITDA Margin % too high?
Real Touch Finance's current EBITDA Margin % of 26.78% is 66% below median its 10-year median of 77.63. Over the past 10 years, this metric has ranged from a low of 22.25 to a high of 85.56. The Credit Services industry median EBITDA Margin % is 21.03. Real Touch Finance's value of 26.78% is 27.3% above this industry median. Based on the distribution chart, Real Touch Finance ranks #186 out of 413 companies in the Credit Services industry, which is above the industry midpoint. Overall, Real Touch Finance has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Real Touch Finance's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Real Touch Finance ranks #186 out of 413 companies for EBITDA Margin %. This puts Real Touch Finance in the upper half of its industry. The industry median EBITDA Margin % is 21.03. Real Touch Finance's value of 26.78% is 27.3% above this benchmark. Historically, Real Touch Finance's own EBITDA Margin % has ranged from 22.25 to 85.56 over the past decade. While the company's 10-year median is 77.63 vs. the industry median of 21.03, Real Touch Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.03, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Real Touch Finance's current EBITDA Margin % of 26.78% is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Real Touch Finance and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Real Touch Finance's current EBITDA Margin % is 26.78%, which is 66% below median its own 10-year median of 77.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Real Touch Finance stock overvalued right now?
Based on GuruFocus' analysis, Real Touch Finance (BOM:538611) is currently considered Possible Value Trap. The stock's GF Value™ is ₹80.42, compared to a current price of ₹49.00 — trading 39.1% below its estimated fair value. The current EBITDA Margin % is 26.78%, which is 66% below median its 10-year median of 77.63 and 27.3% above the Credit Services industry median of 21.03. Real Touch Finance's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Real Touch Finance (BOM:538611), the current EBITDA Margin % is 26.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Real Touch Finance (BOM:538611) Overvalued in 2026?
Based on GuruFocus' analysis, Real Touch Finance stock appears to be undervalued.
The current stock price of ₹49.00 is trading 39.1% below its estimated GF Value™ of ₹80.42.
GuruFocus considers Real Touch Finance to be Possible Value Trap.
Key valuation signals for BOM:538611:
EBITDA Margin %: 26.78% (66% below median its 10-year median of 77.63)
GF Value™: ₹80.42 vs. price of ₹49.00 (39.1% below fair value)
Industry Position: 27.3% above the Credit Services median (#186 of 413)
No single metric tells the full story. See the BOM:538611 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Real Touch Finance Ltd is a non-banking finance company. The Company is engaged in providing loans for business purposes against property mortgage, financial institutions lending and personal loans. The company operates in India and derives primary revenue from the interest income.
73GF Score
Get the complete analysis for BOM:538611
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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