Standard LifeCHIX:SDLFL +0.78%59 EBITDA Margin % is 0.15% as of Dec. 2025, which is 90% below its 10-year median of 1.54. GuruFocus rates CHIX:SDLFL with a GF Score™ of 59/100 and a GF Value™ of £10.28 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 369 Insurance companies, Standard Life ranks worse than 92.68% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Standard Life's EBITDA for the
six
months ended in Dec. 2025 was £36 Mil. Standard Life's Revenue for the
six
months ended in Dec. 2025 was £23,409 Mil. Therefore, Standard Life's EBITDA margin for the quarter that ended in Dec. 2025 was 0.15%.
Standard Life (CHIX:SDLFl) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Standard Life EBITDA Margin % Related Terms
Standard Life EBITDA Margin % Historical Data
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The historical data trend for Standard Life's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:SDLFL vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Standard Life's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Life EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Standard Life's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Standard Life's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Life (CHIX:SDLFL) has a EBITDA Margin % of 0.15% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Standard Life and its competitors. This is 90% below median its historical median of 1.54. According to the industry distribution chart, Standard Life ranks #342 out of 369 companies in the Insurance industry, placing it in the top 92.7%.
Is Standard Life's EBITDA Margin % too high?
Standard Life's current EBITDA Margin % of 0.15% is 90% below median its 10-year median of 1.54. The Insurance industry median EBITDA Margin % is 14.81. Standard Life's value of 0.15% is 99% below this industry median. Based on the distribution chart, Standard Life ranks #342 out of 369 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Standard Life has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Standard Life's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Standard Life ranks #342 out of 369 companies for EBITDA Margin %. This places Standard Life in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Standard Life's value of 0.15% is 99% below this benchmark. While the company's 10-year median is 1.54 vs. the industry median of 14.81, Standard Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Life's current EBITDA Margin % of 0.15% is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Standard Life and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Life's current EBITDA Margin % is 0.15%, which is 90% below median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Life stock overvalued right now?
Based on GuruFocus' analysis, Standard Life (CHIX:SDLFL) is currently considered Modestly Undervalued. The stock's GF Value™ is £10.28, compared to a current price of £8.41 — trading 18.2% below its estimated fair value. The current EBITDA Margin % is 0.15%, which is 90% below median its 10-year median of 1.54 and 99% below the Insurance industry median of 14.81. Standard Life's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Standard Life (CHIX:SDLFL), the current EBITDA Margin % is 0.15% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Life (CHIX:SDLFL) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Life stock appears to be undervalued.
The current stock price of £8.41 is trading 18.2% below its estimated GF Value™ of £10.28.
GuruFocus considers Standard Life to be Modestly Undervalued.
Key valuation signals for CHIX:SDLFL:
EBITDA Margin %: 0.15% (90% below median its 10-year median of 1.54)
GF Value™: £10.28 vs. price of £8.41 (18.2% below fair value)
Industry Position: 99% below the Insurance median (#342 of 369)
No single metric tells the full story. See the CHIX:SDLFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Life PLC provides financial products and services related to savings and retirement planning. It serves customers directly, through financial advisers, and through employer-sponsored pension schemes.
59GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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