NN Group NVFRA:2NN -0.21%57 EBITDA Margin % is 27.93% as of Dec. 2025, which is 72% above its 10-year median of 16.28. GuruFocus rates FRA:2NN with a GF Score™ of 57/100 and a GF Value™ of €50.87 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 369 Insurance companies, NN Group NV ranks better than 83.74% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. NN Group NV's EBITDA for the
six
months ended in Dec. 2025 was €1,643 Mil. NN Group NV's Revenue for the
six
months ended in Dec. 2025 was €5,882 Mil. Therefore, NN Group NV's EBITDA margin for the quarter that ended in Dec. 2025 was 27.93%.
NN Group NV (FRA:2NN) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
NN Group NV EBITDA Margin % Related Terms
NN Group NV EBITDA Margin % Historical Data
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The historical data trend for NN Group NV's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2NN vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, NN Group NV's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NN Group NV EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, NN Group NV's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where NN Group NV's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NN Group NV (FRA:2NN) has a EBITDA Margin % of 27.93% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NN Group NV and its competitors. This is 72% above median its historical median of 16.28. According to the industry distribution chart, NN Group NV ranks #60 out of 369 companies in the Insurance industry, placing it in the top 16.3%.
Is NN Group NV's EBITDA Margin % too high?
NN Group NV's current EBITDA Margin % of 27.93% is 72% above median its 10-year median of 16.28. The Insurance industry median EBITDA Margin % is 14.81. NN Group NV's value of 27.93% is 88.6% above this industry median. Based on the distribution chart, NN Group NV ranks #60 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, NN Group NV has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #60 out of 369 companies for EBITDA Margin %. This places NN Group NV in the top 16% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. NN Group NV's value of 27.93% is 88.6% above this benchmark. While the company's 10-year median is 16.28 vs. the industry median of 14.81, NN Group NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NN Group NV's current EBITDA Margin % of 27.93% is 88.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NN Group NV and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current EBITDA Margin % is 27.93%, which is 72% above median its own 10-year median of 16.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (FRA:2NN) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.87, compared to a current price of €75.74 — trading 48.9% above its estimated fair value. The current EBITDA Margin % is 27.93%, which is 72% above median its 10-year median of 16.28 and 88.6% above the Insurance industry median of 14.81. NN Group NV's overall GF Score™ is 57/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For NN Group NV (FRA:2NN), the current EBITDA Margin % is 27.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NN Group NV (FRA:2NN) Overvalued in 2026?
Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued.
The current stock price of €75.74 is trading 48.9% above its estimated GF Value™ of €50.87.
GuruFocus considers NN Group NV to be Significantly Overvalued.
Key valuation signals for FRA:2NN:
EBITDA Margin %: 27.93% (72% above median its 10-year median of 16.28)
GF Value™: €50.87 vs. price of €75.74 (48.9% above fair value)
Industry Position: 88.6% above the Insurance median (#60 of 369)
No single metric tells the full story. See the FRA:2NN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
57GF Score
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