FCF Margin % is calculated as Free Cash Flow divided by its Revenue. NN Group NV's Free Cash Flow for the
six
months ended in Dec. 2025 was €-2,396 Mil. NN Group NV's Revenue for the
six
months ended in Dec. 2025 was €5,882 Mil. Therefore, NN Group NV's FCF Margin % for the quarter that ended in Dec. 2025 was -40.73%.
The historical rank and industry rank for NN Group NV's FCF Margin % or its related term are showing as below:
FRA:2NN'
s FCF Margin % Range Over the Past 10 Years
Min: -29.6 Med: -8.19 Max: 1175.36
Current: -27.36
During the past 13 years, the highest FCF Margin % of NN Group NV was 1175.36%. The lowest was -29.60%. And the median was -8.19%.
FRA:2NN's FCF Margin % is ranked worse than 95.41% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FRA:2NN: -27.36
NN Group NV FCF Margin % Related Terms
NN Group NV FCF Margin % Historical Data
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The historical data trend for NN Group NV's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:2NN vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, NN Group NV's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NN Group NV FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, NN Group NV's FCF Margin % distribution charts can be found below:
* The bar in red indicates where NN Group NV's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NN Group NV (FRA:2NN) has a FCF Margin % of -40.73% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NN Group NV and its competitors. According to the industry distribution chart, NN Group NV ranks #478 out of 501 companies in the Insurance industry, placing it in the top 95.4%.
Is NN Group NV's FCF Margin % too high?
NN Group NV's current FCF Margin % is -40.73%. Based on the distribution chart, NN Group NV ranks #478 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NN Group NV has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NN Group NV's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, NN Group NV ranks #478 out of 501 companies for FCF Margin %. This places NN Group NV in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on NN Group NV and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NN Group NV's current FCF Margin % is -40.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NN Group NV stock overvalued right now?
Based on GuruFocus' analysis, NN Group NV (FRA:2NN) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.87, compared to a current price of €75.74 — trading 48.9% above its estimated fair value. The current FCF Margin % is -40.73%. NN Group NV's overall GF Score™ is 57/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For NN Group NV (FRA:2NN), the current FCF Margin % is -40.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NN Group NV (FRA:2NN) Overvalued in 2026?
Based on GuruFocus' analysis, NN Group NV stock appears to be overvalued.
The current stock price of €75.74 is trading 48.9% above its estimated GF Value™ of €50.87.
GuruFocus considers NN Group NV to be Significantly Overvalued.
Key valuation signals for FRA:2NN:
FCF Margin %: -40.73%
GF Value™: €50.87 vs. price of €75.74 (48.9% above fair value)
No single metric tells the full story. See the FRA:2NN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NN Group is a European insurance company that primarily sells long-term savings in the Netherlands. The business is made up of four divisions: Netherlands life, Netherlands nonlife, insurance Europe, and Japan life. The Netherlands life business is the biggest division and tends to generate around three-quarters of operating income. That business sells traditional spread-based long-term savings and more modern defined-contribution savings. Since 2022, assets that are managed to support the traditional savings products and in-house part of defined-contribution products are managed by Goldman Sachs Asset Management. Since around 2013, NN has closed its domestic individual life insurance products to new business.
57GF Score
Get the complete analysis for FRA:2NN
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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