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Sun Life FinancialFRA:LIE +0.42%55 EBITDA Margin % is 9.07% as of Mar. 2026, which is 35% below its 10-year median of 13.86. GuruFocus rates FRA:LIE with a GF Score™ of 55/100. The stock has 8 warning signs investors should review. Among 370 Insurance companies, Sun Life Financial ranks worse than 55.14% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sun Life Financial's EBITDA for the
three
months ended in Mar. 2026 was €501 Mil. Sun Life Financial's Revenue for the
three
months ended in Mar. 2026 was €5,524 Mil. Therefore, Sun Life Financial's EBITDA margin for the quarter that ended in Mar. 2026 was 9.07%.
Sun Life Financial (FRA:LIE) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sun Life Financial EBITDA Margin % Related Terms
Sun Life Financial EBITDA Margin % Historical Data
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The historical data trend for Sun Life Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:LIE vs BRK.A, AIG, HIG: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Sun Life Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Life Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sun Life Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sun Life Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sun Life Financial (FRA:LIE) has a EBITDA Margin % of 9.07% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sun Life Financial and its competitors. This is 35% below median its historical median of 13.86. Over the past decade, Sun Life Financial's EBITDA Margin % has ranged from 9.34 to 134.12. According to the industry distribution chart, Sun Life Financial ranks #204 out of 370 companies in the Insurance industry, placing it in the top 55.1%.
Is Sun Life Financial's EBITDA Margin % too high?
Sun Life Financial's current EBITDA Margin % of 9.07% is 35% below median its 10-year median of 13.86. Over the past 10 years, this metric has ranged from a low of 9.34 to a high of 134.12. The Insurance industry median EBITDA Margin % is 14.85. Sun Life Financial's value of 9.07% is 38.9% below this industry median. Based on the distribution chart, Sun Life Financial ranks #204 out of 370 companies in the Insurance industry, which is below the industry midpoint. Overall, Sun Life Financial has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Sun Life Financial's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sun Life Financial ranks #204 out of 370 companies for EBITDA Margin %. This places Sun Life Financial in the lower half of its industry. The industry median EBITDA Margin % is 14.85. Sun Life Financial's value of 9.07% is 38.9% below this benchmark. Historically, Sun Life Financial's own EBITDA Margin % has ranged from 9.34 to 134.12 over the past decade. While the company's 10-year median is 13.86 vs. the industry median of 14.85, Sun Life Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.85, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Life Financial's current EBITDA Margin % of 9.07% is 38.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sun Life Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Life Financial's current EBITDA Margin % is 9.07%, which is 35% below median its own 10-year median of 13.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Life Financial stock overvalued right now?
Sun Life Financial (FRA:LIE) has a current EBITDA Margin % of 9.07%. The current EBITDA Margin % is 9.07%, which is 35% below median its 10-year median of 13.86 and 38.9% below the Insurance industry median of 14.85. Sun Life Financial's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sun Life Financial (FRA:LIE), the current EBITDA Margin % is 9.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sun Life Financial is one of the Big Three Canadian life insurers. The Canadian business contributed around 35% of its 2025 adjusted earnings. In that segment, the firm provides health, life insurance, and annuity products to individual and group customers. Its US business is mostly group health and contributed about 17% of the firm's adjusted earnings in 2025. Sun Life also offers life insurance and wealth products in several Asian markets with a strong presence in Hong Kong and the Philippines. The Asia segment contributed around 18% of adjusted 2024 earnings. Its asset management business had around CAD 1.2 trillion total assets under management or administration at the end of 2025 and represents around 30% of the firm's earnings.
55GF Score
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