ASR Nederland NV (STU:A16) EBITDA Margin %: 33.77% (As of Dec. 2025) — 71% Above Median


STU:A16 ASR Nederland NV STU:A16
64 GF Score
Price €65.70
GF Value €41.18
Valuation Significantly Overvalued
! 12 Warning Signs
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What is ASR Nederland NV EBITDA Margin %?

ASR Nederland NV STU:A16 +0.12% 64 EBITDA Margin % is 33.77% as of Dec. 2025, which is 71% above its 10-year median of 19.76. GuruFocus rates STU:A16 with a GF Score™ of 64/100 and a GF Value™ of €41.18 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 373 Insurance companies, ASR Nederland NV ranks better than 90.62% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. ASR Nederland NV's EBITDA for the six months ended in Dec. 2025 was €3,131 Mil. ASR Nederland NV's Revenue for the six months ended in Dec. 2025 was €9,271 Mil. Therefore, ASR Nederland NV's EBITDA margin for the quarter that ended in Dec. 2025 was 33.77%.


ASR Nederland NV  (STU:A16) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


ASR Nederland NV EBITDA Margin % Related Terms


ASR Nederland NV EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for ASR Nederland NV's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASR Nederland NV EBITDA Margin % Chart

ASR Nederland NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.82 -89.40 22.96 28.76 49.69

ASR Nederland NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.71 42.68 22.79 84.24 33.77

STU:A16 vs BRK.A, AIG, HIG: EBITDA Margin % Comparison

For the Insurance - Diversified subindustry, ASR Nederland NV's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASR Nederland NV EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, ASR Nederland NV's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where ASR Nederland NV's EBITDA Margin % falls into.


STU:A16
64GF Score
ASR Nederland NV STU:A16
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASR Nederland NV EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

ASR Nederland NV's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6514/13109
=49.69 %

ASR Nederland NV's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=3131/9271
=33.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 33.77% mean?
ASR Nederland NV (STU:A16) has a EBITDA Margin % of 33.77% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ASR Nederland NV and its competitors. This is 71% above median its historical median of 19.76. According to the industry distribution chart, ASR Nederland NV ranks #35 out of 373 companies in the Insurance industry, placing it in the top 9.4%.
Is ASR Nederland NV's EBITDA Margin % too high?
ASR Nederland NV's current EBITDA Margin % of 33.77% is 71% above median its 10-year median of 19.76. The Insurance industry median EBITDA Margin % is 14.81. ASR Nederland NV's value of 33.77% is 128% above this industry median. Based on the distribution chart, ASR Nederland NV ranks #35 out of 373 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ASR Nederland NV has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #35 out of 373 companies for EBITDA Margin %. This places ASR Nederland NV in the top 9% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. ASR Nederland NV's value of 33.77% is 128% above this benchmark. While the company's 10-year median is 19.76 vs. the industry median of 14.81, ASR Nederland NV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current EBITDA Margin % of 33.77% is 128% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current EBITDA Margin % is 33.77%, which is 71% above median its own 10-year median of 19.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (STU:A16) is currently considered Significantly Overvalued. The stock's GF Value™ is €41.18, compared to a current price of €65.70 — trading 59.5% above its estimated fair value. The current EBITDA Margin % is 33.77%, which is 71% above median its 10-year median of 19.76 and 128% above the Insurance industry median of 14.81. ASR Nederland NV's overall GF Score™ is 64/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For ASR Nederland NV (STU:A16), the current EBITDA Margin % is 33.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASR Nederland NV (STU:A16) Overvalued in 2026?

Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued. The current stock price of €65.70 is trading 59.5% above its estimated GF Value™ of €41.18. GuruFocus considers ASR Nederland NV to be Significantly Overvalued.

Key valuation signals for STU:A16:

  • EBITDA Margin %: 33.77% (71% above median its 10-year median of 19.76)
  • GF Value™: €41.18 vs. price of €65.70 (59.5% above fair value)
  • GF Score™: 64/100 with 12 warning signs
  • Industry Position: 128% above the Insurance median (#35 of 373)

No single metric tells the full story. See the STU:A16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASR Nederland NV Business Description

Address Archimedeslaan 10, P.O. Box 2072, Utrecht, UT, NLD, 3500 HB
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
64GF Score

Get the complete analysis for STU:A16

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€65.70
Price
€41.18
GF Value