ASR Nederland NVSTU:A16 +0.12%64 FCF Margin % is 1.59% as of Dec. 2025, which is 25% above its 10-year median of 1.27. GuruFocus rates STU:A16 with a GF Score™ of 64/100 and a GF Value™ of €41.18 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 505 Insurance companies, ASR Nederland NV ranks worse than 84.95% on this metric.
The historical rank and industry rank for ASR Nederland NV's FCF Margin % or its related term are showing as below:
STU:A16'
s FCF Margin % Range Over the Past 10 Years
Min: -56.2 Med: 1.27 Max: 23.17
Current: -4.58
During the past 13 years, the highest FCF Margin % of ASR Nederland NV was 23.17%. The lowest was -56.20%. And the median was 1.27%.
STU:A16's FCF Margin % is ranked worse than 84.95% of 505
companies
in the Insurance industry
Industry Median: 9.6
vs STU:A16: -4.58
ASR Nederland NV FCF Margin % Related Terms
ASR Nederland NV FCF Margin % Historical Data
* Premium members only.
The historical data trend for ASR Nederland NV's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:A16 vs BRK.A, AIG, HIG: FCF Margin % Comparison
For the Insurance - Diversified subindustry, ASR Nederland NV's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's FCF Margin % distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV (STU:A16) has a FCF Margin % of 1.59% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ASR Nederland NV and its competitors. This is 25% above median its historical median of 1.27. According to the industry distribution chart, ASR Nederland NV ranks #429 out of 505 companies in the Insurance industry, placing it in the top 85%.
Is ASR Nederland NV's FCF Margin % too high?
ASR Nederland NV's current FCF Margin % of 1.59% is 25% above median its 10-year median of 1.27. The Insurance industry median FCF Margin % is 9.60. ASR Nederland NV's value of 1.59% is 83.4% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #429 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASR Nederland NV has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #429 out of 505 companies for FCF Margin %. This places ASR Nederland NV in the lower half of its industry. The industry median FCF Margin % is 9.60. ASR Nederland NV's value of 1.59% is 83.4% below this benchmark. While the company's 10-year median is 1.27 vs. the industry median of 9.60, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current FCF Margin % of 1.59% is 83.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current FCF Margin % is 1.59%, which is 25% above median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (STU:A16) is currently considered Significantly Overvalued. The stock's GF Value™ is €41.18, compared to a current price of €65.70 — trading 59.5% above its estimated fair value. The current FCF Margin % is 1.59%, which is 25% above median its 10-year median of 1.27 and 83.4% below the Insurance industry median of 9.60. ASR Nederland NV's overall GF Score™ is 64/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For ASR Nederland NV (STU:A16), the current FCF Margin % is 1.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (STU:A16) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of €65.70 is trading 59.5% above its estimated GF Value™ of €41.18.
GuruFocus considers ASR Nederland NV to be Significantly Overvalued.
Key valuation signals for STU:A16:
FCF Margin %: 1.59% (25% above median its 10-year median of 1.27)
GF Value™: €41.18 vs. price of €65.70 (59.5% above fair value)
Industry Position: 83.4% below the Insurance median (#429 of 505)
No single metric tells the full story. See the STU:A16 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
64GF Score
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