Fintech Select (STU:Z1S1) EBITDA Margin %: 26.58% (As of Mar. 2026) — 67% Above Median


What is Fintech Select EBITDA Margin %?

Fintech Select STU:Z1S1 EBITDA Margin % is 26.58% as of Mar. 2026, which is 67% above its 10-year median of 15.93. The stock has 3 warning signs investors should review. Among 2,816 Software companies, Fintech Select ranks worse than 75.43% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Fintech Select's EBITDA for the three months ended in Mar. 2026 was €0.22 Mil. Fintech Select's Revenue for the three months ended in Mar. 2026 was €0.81 Mil. Therefore, Fintech Select's EBITDA margin for the quarter that ended in Mar. 2026 was 26.58%.


Fintech Select  (STU:Z1S1) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Fintech Select EBITDA Margin % Related Terms


Fintech Select EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Fintech Select's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintech Select EBITDA Margin % Chart

Fintech Select Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.43 51.61 10.87 11.24 -15.47

Fintech Select Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.82 -21.75 -40.57 -46.52 26.58

STU:Z1S1 vs MSFT, ORCL, PLTR: EBITDA Margin % Comparison

For the Software - Infrastructure subindustry, Fintech Select's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintech Select EBITDA Margin % vs Software Industry

For the Software industry and Technology sector, Fintech Select's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Fintech Select's EBITDA Margin % falls into.



Fintech Select EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Fintech Select's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-0.266/1.719
=-15.47 %

Fintech Select's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.215/0.809
=26.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 26.58% mean?
Fintech Select (STU:Z1S1) has a EBITDA Margin % of 26.58% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fintech Select and its competitors. This is 67% above median its historical median of 15.93. According to the industry distribution chart, Fintech Select ranks #2124 out of 2816 companies in the Software industry, placing it in the top 75.4%.
Is Fintech Select's EBITDA Margin % too high?
Fintech Select's current EBITDA Margin % of 26.58% is 67% above median its 10-year median of 15.93. The Software industry median EBITDA Margin % is 7.99. Fintech Select's value of 26.58% is 232.7% above this industry median. Based on the distribution chart, Fintech Select ranks #2124 out of 2816 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Fintech Select's EBITDA Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fintech Select ranks #2124 out of 2816 companies for EBITDA Margin %. This places Fintech Select in the lower half of its industry. The industry median EBITDA Margin % is 7.99. Fintech Select's value of 26.58% is 232.7% above this benchmark. While the company's 10-year median is 15.93 vs. the industry median of 7.99, Fintech Select has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 7.99, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintech Select's current EBITDA Margin % of 26.58% is 232.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fintech Select and its competitors. For the Software industry, the median EBITDA Margin % is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech Select's current EBITDA Margin % is 26.58%, which is 67% above median its own 10-year median of 15.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech Select stock overvalued right now?
Fintech Select (STU:Z1S1) has a current EBITDA Margin % of 26.58%. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 20% above its estimated fair value. The current EBITDA Margin % is 26.58%, which is 67% above median its 10-year median of 15.93 and 232.7% above the Software industry median of 7.99. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Fintech Select (STU:Z1S1), the current EBITDA Margin % is 26.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fintech Select Business Description

Address 100 King Street W, Unit T201a, Chatham, ON, CAN, N7M 6A9
Fintech Select Ltd leads the way in financial payment services, offering cutting-edge solutions such as prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions. The Company also operates a multi-lingual call center to third-party customers in Canada and the USA.