Fintech SelectSTU:Z1S1 FCF Margin % is 16.81% as of Mar. 2026, which is 344% above its 10-year median of 3.79. The stock has 3 warning signs investors should review. Among 2,815 Software companies, Fintech Select ranks worse than 67.64% on this metric.
The historical rank and industry rank for Fintech Select's FCF Margin % or its related term are showing as below:
STU:Z1S1'
s FCF Margin % Range Over the Past 10 Years
Min: -132.05 Med: 3.79 Max: 47.94
Current: -6.58
During the past 13 years, the highest FCF Margin % of Fintech Select was 47.94%. The lowest was -132.05%. And the median was 3.79%.
STU:Z1S1's FCF Margin % is ranked worse than 67.64% of 2815
companies
in the Software industry
Industry Median: 2.41
vs STU:Z1S1: -6.58
Fintech Select FCF Margin % Related Terms
Fintech Select FCF Margin % Historical Data
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The historical data trend for Fintech Select's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:Z1S1 vs MSFT, ORCL, PLTR: FCF Margin % Comparison
For the Software - Infrastructure subindustry, Fintech Select's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintech Select FCF Margin % vs Software Industry
For the Software industry and Technology sector, Fintech Select's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Fintech Select's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintech Select (STU:Z1S1) has a FCF Margin % of 16.81% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fintech Select and its competitors. This is 344% above median its historical median of 3.79. According to the industry distribution chart, Fintech Select ranks #1904 out of 2815 companies in the Software industry, placing it in the top 67.6%.
Is Fintech Select's FCF Margin % too high?
Fintech Select's current FCF Margin % of 16.81% is 344% above median its 10-year median of 3.79. The Software industry median FCF Margin % is 2.41. Fintech Select's value of 16.81% is 597.5% above this industry median. Based on the distribution chart, Fintech Select ranks #1904 out of 2815 companies in the Software industry, which is below the industry midpoint.
How does Fintech Select's FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Fintech Select ranks #1904 out of 2815 companies for FCF Margin %. This places Fintech Select in the lower half of its industry. The industry median FCF Margin % is 2.41. Fintech Select's value of 16.81% is 597.5% above this benchmark. While the company's 10-year median is 3.79 vs. the industry median of 2.41, Fintech Select has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintech Select's current FCF Margin % of 16.81% is 597.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fintech Select and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech Select's current FCF Margin % is 16.81%, which is 344% above median its own 10-year median of 3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech Select stock overvalued right now?
Fintech Select (STU:Z1S1) has a current FCF Margin % of 16.81%. The stock's GF Value™ is €0.01, compared to a current price of €0.01 — trading 20% above its estimated fair value. The current FCF Margin % is 16.81%, which is 344% above median its 10-year median of 3.79 and 597.5% above the Software industry median of 2.41. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fintech Select (STU:Z1S1), the current FCF Margin % is 16.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fintech Select Ltd leads the way in financial payment services, offering cutting-edge solutions such as prepaid card programs, POS Cryptocurrency, and e-wallet and online payment solutions. The Company also operates a multi-lingual call center to third-party customers in Canada and the USA.
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